Head-to-Head · City Comparison
Albany, NY
VS
O'Fallon, MO
🏆 O'Fallon leads 15 of 23 categories
Albany
New York
8
wins
Cost of Living Index
97.6
Median Household Income
$54,736
Violent Crime Index
215⚠ High
Population
99,692 ✓ Larger
O'Fallon
Missouri
15
wins
Cost of Living Index
96.3 ✓ Cheaper
Median Household Income
$104,863 ✓ Higher
Violent Crime Index
16 ✓ Safer
Population
91,825
Pros & Cons
Auto-generated from official data — head-to-head differences and gaps vs the national average.
Albany, NY
Pros
Homes cost $70k less ($213,400 vs $283,600)
Rent averages $181/mo less ($1,130 vs $1,311)
Commutes run 7 min shorter each way
Cons
Median income trails O'Fallon by $50,127/yr
Violent crime (816.9/100k) is above the U.S. average of 380
Property crime (2848.3/100k) runs high vs the U.S. average
Higher unemployment (8.0% vs 3.1%)
O'Fallon, MO
Pros
Households earn $50,127 more per year on average
93% less violent crime than Albany
Stronger job market — unemployment is 4.9 pts lower (3.1%)
Violent crime is well below the national average (59.0 vs 380/100k)
Milder winters — January highs near 39°F vs 33°F
Cons
Nothing stands out — a close match here.
Key Differences at a Glance
Albany
Median Home Value
$70k less
$213,400 vs $283,600
O'Fallon
Cost of Living
1% cheaper
COL index 96.3 vs 97.6 (100 = US avg)
O'Fallon
Median Income
$50,127
$104,863 vs $54,736/yr
O'Fallon
Violent Crime
93% lower
59.0 vs 816.9 per 100k
O'Fallon
Unemployment
4.9 pp lower
3.1% vs 8.0% unemployment
O'Fallon
Summer Heat
3.6°F warmer
July avg high 87.5°F vs 83.9°F
Full Data Comparison
| Metric | Albany, NY | O'Fallon, MO |
|---|---|---|
| 💰 Cost of Living | ||
| Cost of Living Index National avg = 100 · lower = cheaper | 97.6 | 96.3 ✓ Cheaper |
| Median Home Value | $213,400 ✓ Lower | $283,600 |
| Median Monthly Rent | $1,130 ✓ Lower | $1,311 |
| 📈 Income & Economy | ||
| Median Household Income | $54,736 | $104,863 ✓ Higher |
| Unemployment Rate | 8.0%⚠ High | 3.1% ✓ Lower |
| Avg Commute Minutes each way | 19.3 min ✓ Shorter | 26.1 min |
| Work From Home % | 11.1% | 14.0% ✓ Higher |
| 🔒 Safety | ||
| Crime Index 100 = national avg · lower = safer · 60% violent / 40% property | 183⚠ High | 18 ✓ Safer |
| Violent Crime Index 100 = national avg · lower = safer | 215⚠ High | 16 ✓ Safer |
| Property Crime Index 100 = national avg · lower = safer | 136⚠ High | 23 ✓ Safer |
| 🎓 Education | ||
| School Quality 100 = national avg · grad rate, staffing & attainment | B+ (104) | A (118) ✓ Better |
| Student-Teacher Ratio Lower = smaller classes | 12.6:1 ✓ Smaller | 12.7:1 |
| Bachelor's Degree or Higher | 43.0% ✓ Higher | 42.4% |
| High School or Higher | 88.8% | 95.4% ✓ Higher |
| School District Name only — no quality rating available | ALBANY CITY SCHOOL DISTRICT | FORT ZUMWALT SCHOOL DISTRICT |
| 🌤 Weather | ||
| Avg High — January | 32.8°F | 39.3°F ✓ Warmer |
| Avg High — July | 83.9°F | 87.5°F ✓ Warmer |
| Annual Precipitation | 43.1" ✓ Drier | 44.4" |
| Annual Snowfall | 56.2" | 13.5" ✓ Less |
| 👥 Demographics | ||
| Population | 99,692 ✓ Larger | 91,825 |
| Median Age | 32.0 | 38.0 ✓ Older |
| Homeownership Rate | 36.7% | 80.9% ✓ Higher |
| Under 18 | 15.1% | 24.9% ✓ More |
| Over 65 | 13.7% ✓ More | 13.2% |
Frequently Asked Questions
Albany's cost of living index is 97.6 vs O'Fallon's 96.3 (US average = 100).
O'Fallon is 1% less expensive overall.
Based on the 23 decided categories above, O'Fallon leads 15 of 23 categories. Albany wins 8 and O'Fallon wins 15. The right choice depends on your priorities — use the Pros & Cons and full table above to weigh what matters to you.
Whether you're moving from Albany to O'Fallon or relocating the other way, focus on the biggest gaps: housing ($213,400 vs $283,600 median home), income ($54,736 vs $104,863), safety, and schools — all covered in the full table above.
Albany, NY and O'Fallon, MO are about 924 miles apart (straight-line distance). Driving distance will be longer depending on the route.