Median Income
$58,875
household / year
Median Home Value
$429,600
owner-occupied
Median Rent
$1,081
gross / month
Cost of Living
109
national avg = 100

Is Shepherdstown, WV a Good Place to Live?

Shepherdstown is a small town of 1,612 in West Virginia, with a median household income of $58,875 and a 15.2% unemployment rate. Its cost of living index is 109 (US average = 100), which is 9% above the national average.

Strengths: Shepherdstown stands out for solid school ratings (A), a well-educated population, short average commutes.

Trade-offs: Potential downsides include high home prices, an elevated unemployment rate. Whether Shepherdstown is right for you depends on your priorities — the full breakdown is below.

All Shepherdstown city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 108.6

Shepherdstown's overall cost of living index is 108.6, where 100 represents the US national average. Living in Shepherdstown costs roughly 9% more than the average American city.

Metric Shepherdstown, WV National Avg
Median Home Value $429,600 $244,900
Median Monthly Rent $1,081 $1,163
Homeownership Rate 60.2% 65.9%
Median Household Income $58,875 $74,755

Crime & Safety

Very Safe

Shepherdstown's violent crime rate is 66.5 per 100,000 residents — 82% lower than the national average of ~380 per 100,000.

Violent Crime
66.5 /100k
Property Crime
467.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Shepherdstown is served primarily by Jefferson County Schools. The student-to-teacher ratio is 14.9:1 (better than the national average of ~16:1).

Metric Shepherdstown, WV National Avg
School District Jefferson County Schools
Elementary Schools 10
Middle Schools 4
High Schools 2
Student/Teacher Ratio 14.9:1 16:1
Bachelor's Degree or Higher 54.3% 35.4%
High School Diploma or Higher 99.3% 91.1%

Weather & Climate

Shepherdstown sees average highs of 41.2°F in January and 86.1°F in July, with 42.7 inches of annual precipitation and 23.1 inches of snow per year.

MetricShepherdstown, WV
Average High — January41.2°F
Average High — July86.1°F
Annual Precipitation42.7"
Annual Snowfall23.1"

Demographics

MetricShepherdstown, WVNational Avg
Population1,612
Median Age22.338.9
Unemployment Rate15.2%3.7%
Avg Commute Time17.4 min26 min
White (non-Hispanic)72.7%59.3%
Black or African American25.1%13.6%
Hispanic or Latino1.7%18.9%
Asian0.0%6.3%
Under 186.3%22.2%
65 and over11.3%16.8%

Nearby Cities

ZIP Codes in Shepherdstown

Shepherdstown, WV is covered by 1 ZIP code:

Shepherdstown vs Other Cities

Frequently Asked Questions

Shepherdstown's cost of living index is 109, where 100 is the national average. That puts Shepherdstown roughly 9% above the national average in cost. The median home price is $429,600 and median rent is $1,081/month.
Shepherdstown's violent crime rate is 66.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 467.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Shepherdstown are operated by Jefferson County Schools. The district has 10 elementary, 4 middle, and 2 high schools. The student-to-teacher ratio is 14.9:1. 54.3% of adults 25+ hold a bachelor's degree or higher.
Shepherdstown, WV has a population of 1,612, a median household income of $58,875, and an unemployment rate of 15.2%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Shepherdstown averages 41.2°F in January and 86.1°F in July. Annual rainfall is 42.7 inches with about 23.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Shepherdstown, WV is covered by 1 ZIP code: 25443.
The population of Shepherdstown, West Virginia is 1,612 with a median age of 22.3. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Shepherdstown: cost of living index 109 (100 = US average), median home $429,600, median household income $58,875, crime index 19 (100 = US average, lower is safer), schools rated A. Whether these are benefits or drawbacks depends on where you're coming from — compare Shepherdstown side by side with your current city to see the trade-offs.