Is Niagara, WI a Good Place to Live?
Niagara is a small town of 1,423 in Wisconsin, with a median household income of $51,667 and a 6.1% unemployment rate. Its cost of living index is 89 (US average = 100), which is 11% below the national average.
Strengths: Niagara stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), short average commutes.
Trade-offs: Potential downsides include an elevated unemployment rate. Whether Niagara is right for you depends on your priorities — the full breakdown is below.
All Niagara city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 89.1Niagara's overall cost of living index is 89.1, where 100 represents the US national average. Living in Niagara costs roughly 11% less than the average American city.
| Metric | Niagara, WI | National Avg |
|---|---|---|
| Median Home Value | $87,000 | $244,900 |
| Median Monthly Rent | $838 | $1,163 |
| Homeownership Rate | 79.3% | 65.9% |
| Median Household Income | $51,667 | $74,755 |
Crime & Safety
Very SafeNiagara's violent crime rate is 127.3 per 100,000 residents — 66% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Niagara is served primarily by Niagara School District. The student-to-teacher ratio is 13.1:1 (better than the national average of ~16:1).
| Metric | Niagara, WI | National Avg |
|---|---|---|
| School District | Niagara School District | — |
| Elementary Schools | 1 | — |
| Middle Schools | N/A | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 13.1:1 | 16:1 |
| Bachelor's Degree or Higher | 13.5% | 35.4% |
| High School Diploma or Higher | 94.1% | 91.1% |
Weather & Climate
Niagara sees average highs of 24.0°F in January and 80.4°F in July, with 31.5 inches of annual precipitation and 61.0 inches of snow per year.
| Metric | Niagara, WI |
|---|---|
| Average High — January | 24.0°F |
| Average High — July | 80.4°F |
| Annual Precipitation | 31.5" |
| Annual Snowfall | 61.0" |
Demographics
| Metric | Niagara, WI | National Avg |
|---|---|---|
| Population | 1,423 | — |
| Median Age | 47.8 | 38.9 |
| Unemployment Rate | 6.1% | 3.7% |
| Avg Commute Time | 19.8 min | 26 min |
| White (non-Hispanic) | 95.8% | 59.3% |
| Black or African American | 0.9% | 13.6% |
| Hispanic or Latino | 0.0% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 19.9% | 22.2% |
| 65 and over | 21.3% | 16.8% |
Nearby Cities
ZIP Codes in Niagara
Niagara, WI is covered by 1 ZIP code: