Median Income
$77,118
household / year
Median Home Value
$273,700
owner-occupied
Median Rent
$998
gross / month
Cost of Living
92
national avg = 100

Is Howard, WI a Good Place to Live?

Howard is a small city of 20,022 in Wisconsin, with a median household income of $77,118 and a 2.4% unemployment rate. Its cost of living index is 92 (US average = 100), which is 8% below the national average.

Strengths: Howard stands out for an affordable cost of living, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Howard is right for you depends on your priorities — the full breakdown is below.

All Howard city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 92.1

Howard's overall cost of living index is 92.1, where 100 represents the US national average. Living in Howard costs roughly 8% less than the average American city.

Metric Howard, WI National Avg
Median Home Value $273,700 $244,900
Median Monthly Rent $998 $1,163
Homeownership Rate 62.3% 65.9%
Median Household Income $77,118 $74,755

Crime & Safety

Safer than Average

Howard's violent crime rate is 256.7 per 100,000 residents — 32% lower than the national average of ~380 per 100,000.

Violent Crime
256.7 /100k
Property Crime
1035.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric Howard, WI National Avg
School District N/A
Elementary Schools N/A
Middle Schools N/A
High Schools N/A
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 34.7% 35.4%
High School Diploma or Higher 97.4% 91.1%

Weather & Climate

Howard sees average highs of 24.5°F in January and 79.8°F in July, with 32.4 inches of annual precipitation and 55.6 inches of snow per year.

MetricHoward, WI
Average High — January24.5°F
Average High — July79.8°F
Annual Precipitation32.4"
Annual Snowfall55.6"

Demographics

MetricHoward, WINational Avg
Population20,022
Median Age42.038.9
Unemployment Rate2.4%3.7%
Avg Commute Time21.4 min26 min
White (non-Hispanic)93.0%59.3%
Black or African American2.6%13.6%
Hispanic or Latino1.3%18.9%
Asian1.3%6.3%
Under 1821.5%22.2%
65 and over17.6%16.8%

Nearby Cities

Howard vs Other Cities

Frequently Asked Questions

Howard's cost of living index is 92, where 100 is the national average. That makes Howard roughly 8% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $273,700 and median rent is $998/month.
Howard's violent crime rate is 256.7 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1035.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Howard, WI has a population of 20,022, a median household income of $77,118, and an unemployment rate of 2.4%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Howard averages 24.5°F in January and 79.8°F in July. Annual rainfall is 32.4 inches with about 55.6 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
The population of Howard, Wisconsin is 20,022 with a median age of 42.0. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Howard: cost of living index 92 (100 = US average), median home $273,700, median household income $77,118, crime index 60 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Howard side by side with your current city to see the trade-offs.