Median Income
$56,071
household / year
Median Home Value
$117,600
owner-occupied
Median Rent
$988
gross / month
Cost of Living
104
national avg = 100

Is Bay City, WI a Good Place to Live?

Bay City is a small town of 362 in Wisconsin, with a median household income of $56,071 and a 2.4% unemployment rate. Its cost of living index is 104 (US average = 100), which is 4% above the national average.

Strengths: Bay City stands out for below-average home prices.

Trade-offs: No major red flags stand out in the available data. Whether Bay City is right for you depends on your priorities — the full breakdown is below.

All Bay City city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 104.5

Bay City's overall cost of living index is 104.5, where 100 represents the US national average. Living in Bay City costs roughly 4% more than the average American city.

Metric Bay City, WI National Avg
Median Home Value $117,600 $244,900
Median Monthly Rent $988 $1,163
Homeownership Rate 86.6% 65.9%
Median Household Income $56,071 $74,755

Crime & Safety

Very Safe

Bay City's violent crime rate is 88.9 per 100,000 residents — 77% lower than the national average of ~380 per 100,000.

Violent Crime
88.9 /100k
Property Crime
575.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric Bay City, WI National Avg
School District N/A —
Elementary Schools N/A —
Middle Schools N/A —
High Schools N/A —
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 10.3% 35.4%
High School Diploma or Higher 91.1% 91.1%

Weather & Climate

Bay City sees average highs of 23.3°F in January and 82.4°F in July, with 35.1 inches of annual precipitation and 44.1 inches of snow per year.

MetricBay City, WI
Average High — January23.3°F
Average High — July82.4°F
Annual Precipitation35.1"
Annual Snowfall44.1"

Demographics

MetricBay City, WINational Avg
Population362—
Median Age44.638.9
Unemployment Rate2.4%3.7%
Avg Commute Time27.7 min26 min
White (non-Hispanic)99.7%59.3%
Black or African American0.0%13.6%
Hispanic or Latino0.0%18.9%
Asian0.0%6.3%
Under 1814.1%22.2%
65 and over20.2%16.8%

Nearby Cities

Hager City, WI 4 mi Maiden Rock, WI 7 mi Red Wing, MN 7 mi Frontenac, MN 8 mi Diamond Bluff, WI 9 mi

ZIP Codes in Bay City

Bay City, WI is covered by 1 ZIP code:

54723

Bay City vs Other Cities

Bay City, WI vs Hager City, WI Bay City, WI vs Maiden Rock, WI Bay City, WI vs Red Wing, MN Bay City, WI vs Frontenac, MN Bay City, WI vs Diamond Bluff, WI

Frequently Asked Questions

Bay City's cost of living index is 104, where 100 is the national average. That puts Bay City roughly 4% above the national average in cost. The median home price is $117,600 and median rent is $988/month.
Bay City's violent crime rate is 88.9 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 575.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Bay City, WI has a population of 362, a median household income of $56,071, and an unemployment rate of 2.4%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Bay City averages 23.3°F in January and 82.4°F in July. Annual rainfall is 35.1 inches with about 44.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Bay City, WI is covered by 1 ZIP code: 54723.
The population of Bay City, Wisconsin is 362 with a median age of 44.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Bay City: cost of living index 104 (100 = US average), median home $117,600, median household income $56,071, crime index 25 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Bay City side by side with your current city to see the trade-offs.