What are the schools like in Waterford, VA?

Waterford is served primarily by Loudoun County Public Schools. The district operates 62 elementary schools, 18 middle schools, and 13 high schools with a student-to-teacher ratio of 12.1:1.

What is the median household income in Waterford?

The median household income in Waterford, VA is N/A according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 0.0%.

What is the weather like in Waterford, VA?

Waterford has an average high temperature of 41.0°F in January and 86.4°F in July. Annual precipitation averages 43.8 inches and annual snowfall averages 21.0 inches.

Waterford, VA Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Waterford, VA affordable or expensive?

Waterford's cost of living index is 109, where 100 represents the national average. This means Waterford is 9% more expensive than the average US city. The median home value is $828,700 and the median rent is N/A per month.

Q: What is the crime rate in Waterford, VA?

Waterford has a violent crime rate of 102.5 incidents per 100,000 residents and a property crime rate of 775.0 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Waterford, VA a Good Place to Live?

Waterford is a small town of 248 in Virginia, with a median household income of N/A . Its cost of living index is 109 (US average = 100), which is 9% above the national average.

Strengths: Waterford stands out for solid school ratings (A), a well-educated population.

Trade-offs: Potential downsides include high home prices. Whether Waterford is right for you depends on your priorities — the full breakdown is below.

All Waterford city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 108.6

Waterford's overall cost of living index is 108.6, where 100 represents the US national average. Living in Waterford costs roughly 9% more than the average American city.

Metric	Waterford, VA	National Avg
Median Home Value	$828,700	$244,900
Median Monthly Rent	N/A	$1,163
Homeownership Rate	100.0%	65.9%
Median Household Income	N/A	$74,755

Crime & Safety

Very Safe

Waterford's violent crime rate is 102.5 per 100,000 residents — 73% lower than the national average of ~380 per 100,000.

Violent Crime

102.5 /100k

Property Crime

775.0 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Waterford is served primarily by Loudoun County Public Schools. The student-to-teacher ratio is 12.1:1 (better than the national average of ~16:1).

Metric	Waterford, VA	National Avg
School District	Loudoun County Public Schools	—
Elementary Schools	62	—
Middle Schools	18	—
High Schools	13	—
Student/Teacher Ratio	12.1:1	16:1
Bachelor's Degree or Higher	87.2%	35.4%
High School Diploma or Higher	100.0%	91.1%

Weather & Climate

Waterford sees average highs of 41.0°F in January and 86.4°F in July, with 43.8 inches of annual precipitation and 21.0 inches of snow per year.

Metric	Waterford, VA
Average High — January	41.0°F
Average High — July	86.4°F
Annual Precipitation	43.8"
Annual Snowfall	21.0"

Demographics

Metric	Waterford, VA	National Avg
Population	248	—
Median Age	66.2	38.9
Unemployment Rate	0.0%	3.7%
Avg Commute Time	N/A	26 min
White (non-Hispanic)	94.0%	59.3%
Black or African American	0.0%	13.6%
Hispanic or Latino	0.0%	18.9%
Asian	0.0%	6.3%
Under 18	2.4%	22.2%
65 and over	56.0%	16.8%

Nearby Cities

Hamilton, VA 4 mi Hillsboro, VA 6 mi Lovettsville, VA 6 mi Leesburg, VA 6 mi Purcellville, VA 6 mi

ZIP Codes in Waterford

Waterford, VA is covered by 1 ZIP code:

20197

Waterford vs Other Cities

Waterford, VA vs Hamilton, VA Waterford, VA vs Hillsboro, VA Waterford, VA vs Lovettsville, VA Waterford, VA vs Leesburg, VA Waterford, VA vs Purcellville, VA

Frequently Asked Questions

Is Waterford, VA affordable or expensive?

Waterford's cost of living index is 109, where 100 is the national average. That puts Waterford roughly 9% above the national average in cost. The median home price is $828,700 and median rent is N/A/month.

What is the crime rate in Waterford, VA?

Waterford's violent crime rate is 102.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 775.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Waterford?

Public schools in Waterford are operated by Loudoun County Public Schools. The district has 62 elementary, 18 middle, and 13 high schools. The student-to-teacher ratio is 12.1:1. 87.2% of adults 25+ hold a bachelor's degree or higher.

Is Waterford, VA a good place to live?

Waterford, VA has a population of 248, a median household income of N/A, and an unemployment rate of 0.0%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Waterford?

Waterford averages 41.0°F in January and 86.4°F in July. Annual rainfall is 43.8 inches with about 21.0 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Waterford?

Waterford, VA is covered by 1 ZIP code: 20197.

What is the population of Waterford?

The population of Waterford, Virginia is 248 with a median age of 66.2. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Waterford?

Key numbers for living in Waterford: cost of living index 109 (100 = US average), median home $828,700, median household income N/A, crime index 31 (100 = US average, lower is safer), schools rated A. Whether these are benefits or drawbacks depends on where you're coming from — compare Waterford side by side with your current city to see the trade-offs.