Below Average CostVery SafeFrederick County Public Schools
StephensCity Route11 277 Xing · Neutralhomer / CC BY-SA 3.0Virginia Frederick Stephens City · Frederick_Stephens_City.png: *Map_of_Frederick_County,_Virginia_with_Municipal_and_District_Labels.png: US Census, Ruhrfisch derivative work: JonRidinger (talk) Map_of_Virginia_highlighting_Frederick_County.svg: David Benbennick derivative work: JonRidinger (talk) / CC BY 3.0Newtown Commons · AgnosticPreachersKid / CC BY-SA 4.0Stephens City United Methodist Church · AgnosticPreachersKid / CC BY-SA 4.0
Stephens City is a small town of 2,107 in Virginia, with a median household income of $90,588
and a 3.4% unemployment rate.
Its cost of living index is 94 (US average = 100), which is
6% below the national average.
Strengths:
Stephens City stands out for an affordable cost of living, lower-than-average crime, solid school ratings (B).
Trade-offs:
Potential downsides include longer commutes. Whether Stephens City is right for you depends on your priorities — the full breakdown is below.
All Stephens City city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 94.3
Stephens City's overall cost of living index is 94.3,
where 100 represents the US national average.
Living in Stephens City costs roughly 6% less than the average American city.
Metric
Stephens City, VA
National Avg
Median Home Value
$289,000
$244,900
Median Monthly Rent
$1,190
$1,163
Homeownership Rate
57.2%
65.9%
Median Household Income
$90,588
$74,755
Crime & Safety
Very Safe
Stephens City's violent crime rate is 46.6 per 100,000 residents
— 88% lower than the national average of ~380 per 100,000.
Violent Crime
46.6 /100k
Property Crime
1351.4 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Stephens City is served primarily by Frederick County Public Schools.
The student-to-teacher ratio is 14.1:1
(better than the national average of ~16:1).
Metric
Stephens City, VA
National Avg
School District
Frederick County Public Schools
—
Elementary Schools
12
—
Middle Schools
4
—
High Schools
3
—
Student/Teacher Ratio
14.1:1
16:1
Bachelor's Degree or Higher
28.6%
35.4%
High School Diploma or Higher
89.3%
91.1%
Weather & Climate
Stephens City sees average highs of 41.4°F in January
and 85.9°F in July,
with 41.2 inches of annual precipitation
and 23.1 inches of snow per year.
Stephens City's cost of living index is 94, where 100 is the national average.
That makes Stephens City roughly 6% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $289,000 and median rent is $1,190/month.
Stephens City's violent crime rate is 46.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1351.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Stephens City are operated by Frederick County Public Schools.
The district has 12 elementary, 4 middle, and 3 high schools.
The student-to-teacher ratio is 14.1:1. 28.6% of adults 25+ hold a bachelor's degree or higher.
Stephens City, VA has a population of 2,107, a median household income of $90,588, and an unemployment rate of 3.4%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Stephens City averages 41.4°F in January and 85.9°F in July. Annual rainfall is 41.2 inches
with about 23.1 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Stephens City, VA is covered by 1 ZIP code: 22655.
The population of Stephens City, Virginia is 2,107 with a median age of 34.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Stephens City: cost of living index 94 (100 = US average), median home $289,000, median household income $90,588, crime index 33 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Stephens City side by side with your current city to see the trade-offs.
