What are the schools like in Monterey, VA?

Monterey is served primarily by Highland County Public Schools. The district operates 1 elementary schools, several middle schools, and 1 high schools with a student-to-teacher ratio of 8.0:1.

What is the median household income in Monterey?

The median household income in Monterey, VA is $56,144 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 0.0%.

What is the weather like in Monterey, VA?

Monterey has an average high temperature of 38.8°F in January and 79.5°F in July. Annual precipitation averages 46.9 inches and annual snowfall averages 39.1 inches.

Monterey, VA Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Monterey, VA affordable or expensive?

Monterey's cost of living index is 94, where 100 represents the national average. This means Monterey is 6% less expensive than the average US city. The median home value is $140,800 and the median rent is $1,007 per month.

Q: What is the crime rate in Monterey, VA?

Crime rate data for Monterey is not currently available from the FBI's reported data.

Is Monterey, VA a Good Place to Live?

Monterey is a small town of 164 in Virginia, with a median household income of $56,144 . Its cost of living index is 94 (US average = 100), which is 6% below the national average.

Strengths: Monterey stands out for an affordable cost of living, below-average home prices, solid school ratings (A), a well-educated population, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Monterey is right for you depends on your priorities — the full breakdown is below.

All Monterey city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 93.7

Monterey's overall cost of living index is 93.7, where 100 represents the US national average. Living in Monterey costs roughly 6% less than the average American city.

Metric	Monterey, VA	National Avg
Median Home Value	$140,800	$244,900
Median Monthly Rent	$1,007	$1,163
Homeownership Rate	70.6%	65.9%
Median Household Income	$56,144	$74,755

Crime & Safety

Crime data for Monterey is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Monterey is served primarily by Highland County Public Schools. The student-to-teacher ratio is 8.0:1 (better than the national average of ~16:1).

Metric	Monterey, VA	National Avg
School District	Highland County Public Schools	—
Elementary Schools	1	—
Middle Schools	N/A	—
High Schools	1	—
Student/Teacher Ratio	8.0:1	16:1
Bachelor's Degree or Higher	70.6%	35.4%
High School Diploma or Higher	95.8%	91.1%

Weather & Climate

Monterey sees average highs of 38.8°F in January and 79.5°F in July, with 46.9 inches of annual precipitation and 39.1 inches of snow per year.

Metric	Monterey, VA
Average High — January	38.8°F
Average High — July	79.5°F
Annual Precipitation	46.9"
Annual Snowfall	39.1"

Demographics

Metric	Monterey, VA	National Avg
Population	164	—
Median Age	76.0	38.9
Unemployment Rate	0.0%	3.7%
Avg Commute Time	19.4 min	26 min
White (non-Hispanic)	96.3%	59.3%
Black or African American	0.0%	13.6%
Hispanic or Latino	0.0%	18.9%
Asian	3.7%	6.3%
Under 18	5.5%	22.2%
65 and over	66.5%	16.8%

Nearby Cities

McDowell, VA 6 mi Arbovale, WV 13 mi Green Bank, WV 14 mi Bartow, WV 14 mi Frank, WV 15 mi

ZIP Codes in Monterey

Monterey, VA is covered by 1 ZIP code:

24465

Monterey vs Other Cities

Monterey, VA vs McDowell, VA Monterey, VA vs Arbovale, WV Monterey, VA vs Green Bank, WV Monterey, VA vs Bartow, WV Monterey, VA vs Frank, WV

Frequently Asked Questions

Is Monterey, VA affordable or expensive?

Monterey's cost of living index is 94, where 100 is the national average. That makes Monterey roughly 6% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $140,800 and median rent is $1,007/month.

What is the crime rate in Monterey, VA?

Crime data for Monterey is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.

What are the schools like in Monterey?

Public schools in Monterey are operated by Highland County Public Schools. The district has 1 elementary, several middle, and 1 high schools. The student-to-teacher ratio is 8.0:1. 70.6% of adults 25+ hold a bachelor's degree or higher.

Is Monterey, VA a good place to live?

Monterey, VA has a population of 164, a median household income of $56,144, and an unemployment rate of 0.0%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Monterey?

Monterey averages 38.8°F in January and 79.5°F in July. Annual rainfall is 46.9 inches with about 39.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Monterey?

Monterey, VA is covered by 1 ZIP code: 24465.

What is the population of Monterey?

The population of Monterey, Virginia is 164 with a median age of 76.0. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Monterey?

Key numbers for living in Monterey: cost of living index 94 (100 = US average), median home $140,800, median household income $56,144, schools rated A. Whether these are benefits or drawbacks depends on where you're coming from — compare Monterey side by side with your current city to see the trade-offs.