Below Average CostVery SafeBedford County Public Schools
Median Income
$31,141
household / year
Median Home Value
$240,900
owner-occupied
Median Rent
$1,388
gross / month
Cost of Living
90
national avg = 100
Is Moneta, VA a Good Place to Live?
Moneta is a small town of 378 in Virginia, with a median household income of $31,141
and a 14.9% unemployment rate.
Its cost of living index is 90 (US average = 100), which is
10% below the national average.
Strengths:
Moneta stands out for an affordable cost of living, below-average home prices, solid school ratings (B+).
Trade-offs:
Potential downsides include longer commutes, an elevated unemployment rate. Whether Moneta is right for you depends on your priorities — the full breakdown is below.
All Moneta city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 90.3
Moneta's overall cost of living index is 90.3,
where 100 represents the US national average.
Living in Moneta costs roughly 10% less than the average American city.
Metric
Moneta, VA
National Avg
Median Home Value
$240,900
$244,900
Median Monthly Rent
$1,388
$1,163
Homeownership Rate
65.2%
65.9%
Median Household Income
$31,141
$74,755
Crime & Safety
Very Safe
Moneta's violent crime rate is 115.2 per 100,000 residents
— 70% lower than the national average of ~380 per 100,000.
Violent Crime
115.2 /100k
Property Crime
806.4 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Moneta is served primarily by Bedford County Public Schools.
The student-to-teacher ratio is 14.0:1
(better than the national average of ~16:1).
Metric
Moneta, VA
National Avg
School District
Bedford County Public Schools
—
Elementary Schools
13
—
Middle Schools
3
—
High Schools
3
—
Student/Teacher Ratio
14.0:1
16:1
Bachelor's Degree or Higher
33.5%
35.4%
High School Diploma or Higher
95.7%
91.1%
Weather & Climate
Moneta sees average highs of 46.9°F in January
and 86.4°F in July,
with 43.7 inches of annual precipitation
and 5.9 inches of snow per year.
Moneta's cost of living index is 90, where 100 is the national average.
That makes Moneta roughly 10% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $240,900 and median rent is $1,388/month.
Moneta's violent crime rate is 115.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 806.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Moneta are operated by Bedford County Public Schools.
The district has 13 elementary, 3 middle, and 3 high schools.
The student-to-teacher ratio is 14.0:1. 33.5% of adults 25+ hold a bachelor's degree or higher.
Moneta, VA has a population of 378, a median household income of $31,141, and an unemployment rate of 14.9%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Moneta averages 46.9°F in January and 86.4°F in July. Annual rainfall is 43.7 inches
with about 5.9 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
The population of Moneta, Virginia is 378 with a median age of 35.4. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Moneta: cost of living index 90 (100 = US average), median home $240,900, median household income $31,141, crime index 34 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Moneta side by side with your current city to see the trade-offs.