Median Income
$56,243
household / year
Median Home Value
$196,000
owner-occupied
Median Rent
$972
gross / month
Cost of Living
90
national avg = 100

Is Lynchburg, VA a Good Place to Live?

Lynchburg is a mid-sized city of 79,166 in Virginia, with a median household income of $56,243 and a 5.4% unemployment rate. Its cost of living index is 90 (US average = 100), which is 10% below the national average.

Strengths: Lynchburg stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B+), a well-educated population, short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Lynchburg is right for you depends on your priorities — the full breakdown is below.

All Lynchburg city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 90.3

Lynchburg's overall cost of living index is 90.3, where 100 represents the US national average. Living in Lynchburg costs roughly 10% less than the average American city.

Metric Lynchburg, VA National Avg
Median Home Value $196,000 $244,900
Median Monthly Rent $972 $1,163
Homeownership Rate 48.7% 65.9%
Median Household Income $56,243 $74,755

Crime & Safety

Safer than Average

Lynchburg's violent crime rate is 357.2 per 100,000 residents — 6% lower than the national average of ~380 per 100,000.

Violent Crime
357.2 /100k
Property Crime
1737.6 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Lynchburg is served primarily by Lynchburg City Public Schools. The student-to-teacher ratio is 11.9:1 (better than the national average of ~16:1).

Metric Lynchburg, VA National Avg
School District Lynchburg City Public Schools
Elementary Schools 11
Middle Schools 3
High Schools 2
Student/Teacher Ratio 11.9:1 16:1
Bachelor's Degree or Higher 38.0% 35.4%
High School Diploma or Higher 90.3% 91.1%

Weather & Climate

Lynchburg sees average highs of 46.4°F in January and 85.3°F in July, with 43.6 inches of annual precipitation and 12.4 inches of snow per year.

MetricLynchburg, VA
Average High — January46.4°F
Average High — July85.3°F
Annual Precipitation43.6"
Annual Snowfall12.4"

Demographics

MetricLynchburg, VANational Avg
Population79,166
Median Age28.438.9
Unemployment Rate5.4%3.7%
Avg Commute Time16.9 min26 min
White (non-Hispanic)62.7%59.3%
Black or African American27.6%13.6%
Hispanic or Latino3.8%18.9%
Asian2.2%6.3%
Under 1819.0%22.2%
65 and over14.3%16.8%

Nearby Cities

ZIP Codes in Lynchburg

Lynchburg, VA is covered by 5 ZIP codes:

Lynchburg vs Other Cities

Frequently Asked Questions

Lynchburg's cost of living index is 90, where 100 is the national average. That makes Lynchburg roughly 10% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $196,000 and median rent is $972/month.
Lynchburg's violent crime rate is 357.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1737.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Lynchburg are operated by Lynchburg City Public Schools. The district has 11 elementary, 3 middle, and 2 high schools. The student-to-teacher ratio is 11.9:1. 38.0% of adults 25+ hold a bachelor's degree or higher.
Lynchburg, VA has a population of 79,166, a median household income of $56,243, and an unemployment rate of 5.4%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Lynchburg averages 46.4°F in January and 85.3°F in July. Annual rainfall is 43.6 inches with about 12.4 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Lynchburg, VA is covered by 5 ZIP codes: 24502, 24501, 24503, 24504, 24515.
The population of Lynchburg, Virginia is 79,166 with a median age of 28.4. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Lynchburg: cost of living index 90 (100 = US average), median home $196,000, median household income $56,243, crime index 89 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Lynchburg side by side with your current city to see the trade-offs.