Median Income
$92,703
household / year
Median Home Value
$339,500
owner-occupied
Median Rent
$1,446
gross / month
Cost of Living
97
national avg = 100

Is Chesapeake, VA a Good Place to Live?

Chesapeake is a mid-sized city of 249,377 in Virginia, with a median household income of $92,703 and a 5.0% unemployment rate. Its cost of living index is 97 (US average = 100), which is 3% below the national average.

Strengths: Chesapeake stands out for lower-than-average crime, solid school ratings (B+), a well-educated population.

Trade-offs: No major red flags stand out in the available data. Whether Chesapeake is right for you depends on your priorities — the full breakdown is below.

All Chesapeake city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 97.4

Chesapeake's overall cost of living index is 97.4, where 100 represents the US national average. Living in Chesapeake costs roughly 3% less than the average American city.

Metric Chesapeake, VA National Avg
Median Home Value $339,500 $244,900
Median Monthly Rent $1,446 $1,163
Homeownership Rate 73.3% 65.9%
Median Household Income $92,703 $74,755

Crime & Safety

Safer than Average

Chesapeake's violent crime rate is 339.4 per 100,000 residents — 11% lower than the national average of ~380 per 100,000.

Violent Crime
339.4 /100k
Property Crime
1744.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Chesapeake is served primarily by Chesapeake City Public Schools. The student-to-teacher ratio is 13.8:1 (better than the national average of ~16:1).

Metric Chesapeake, VA National Avg
School District Chesapeake City Public Schools —
Elementary Schools 28 —
Middle Schools 10 —
High Schools 7 —
Student/Teacher Ratio 13.8:1 16:1
Bachelor's Degree or Higher 35.8% 35.4%
High School Diploma or Higher 93.3% 91.1%

Weather & Climate

Chesapeake sees average highs of 54.3°F in January and 92.5°F in July, with 54.0 inches of annual precipitation and 6.2 inches of snow per year.

MetricChesapeake, VA
Average High — January54.3°F
Average High — July92.5°F
Annual Precipitation54.0"
Annual Snowfall6.2"

Demographics

MetricChesapeake, VANational Avg
Population249,377—
Median Age37.438.9
Unemployment Rate5.0%3.7%
Avg Commute Time26.0 min26 min
White (non-Hispanic)57.3%59.3%
Black or African American29.3%13.6%
Hispanic or Latino5.1%18.9%
Asian3.7%6.3%
Under 1824.1%22.2%
65 and over13.8%16.8%

Nearby Cities

ZIP Codes in Chesapeake

Chesapeake, VA is covered by 6 ZIP codes:

Chesapeake vs Other Cities

Frequently Asked Questions

Chesapeake's cost of living index is 97, where 100 is the national average. That makes Chesapeake roughly 3% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $339,500 and median rent is $1,446/month.
Chesapeake's violent crime rate is 339.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1744.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Chesapeake are operated by Chesapeake City Public Schools. The district has 28 elementary, 10 middle, and 7 high schools. The student-to-teacher ratio is 13.8:1. 35.8% of adults 25+ hold a bachelor's degree or higher.
Chesapeake, VA has a population of 249,377, a median household income of $92,703, and an unemployment rate of 5.0%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Chesapeake averages 54.3°F in January and 92.5°F in July. Annual rainfall is 54.0 inches with about 6.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Chesapeake, VA is covered by 6 ZIP codes: 23322, 23323, 23320, 23321, 23324, 23325.
The population of Chesapeake, Virginia is 249,377 with a median age of 37.4. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Chesapeake: cost of living index 97 (100 = US average), median home $339,500, median household income $92,703, crime index 87 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Chesapeake side by side with your current city to see the trade-offs.