Median Income
$81,387
household / year
Median Home Value
$339,400
owner-occupied
Median Rent
$1,258
gross / month
Cost of Living
96
national avg = 100

Is Payson, UT a Good Place to Live?

Payson is a small city of 21,529 in Utah, with a median household income of $81,387 and a 4.9% unemployment rate. Its cost of living index is 96 (US average = 100), which is 4% below the national average.

Strengths: Payson stands out for an affordable cost of living, lower-than-average crime, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Payson is right for you depends on your priorities — the full breakdown is below.

All Payson city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 96.2

Payson's overall cost of living index is 96.2, where 100 represents the US national average. Living in Payson costs roughly 4% less than the average American city.

Metric Payson, UT National Avg
Median Home Value $339,400 $244,900
Median Monthly Rent $1,258 $1,163
Homeownership Rate 81.3% 65.9%
Median Household Income $81,387 $74,755

Crime & Safety

Very Safe

Payson's violent crime rate is 127.7 per 100,000 residents — 66% lower than the national average of ~380 per 100,000.

Violent Crime
127.7 /100k
Property Crime
698.6 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Payson is served primarily by Nebo District. The student-to-teacher ratio is 26.9:1 (slightly above the national average of ~16:1).

Metric Payson, UT National Avg
School District Nebo District —
Elementary Schools 30 —
Middle Schools 10 —
High Schools 5 —
Student/Teacher Ratio 26.9:1 16:1
Bachelor's Degree or Higher 26.2% 35.4%
High School Diploma or Higher 92.8% 91.1%

Weather & Climate

Payson sees average highs of 37.4°F in January and 90.0°F in July, with 18.4 inches of annual precipitation and 55.1 inches of snow per year.

MetricPayson, UT
Average High — January37.4°F
Average High — July90.0°F
Annual Precipitation18.4"
Annual Snowfall55.1"

Demographics

MetricPayson, UTNational Avg
Population21,529—
Median Age27.838.9
Unemployment Rate4.9%3.7%
Avg Commute Time21.0 min26 min
White (non-Hispanic)86.4%59.3%
Black or African American0.5%13.6%
Hispanic or Latino9.0%18.9%
Asian0.4%6.3%
Under 1831.4%22.2%
65 and over11.4%16.8%

Nearby Cities

ZIP Codes in Payson

Payson, UT is covered by 1 ZIP code:

Payson vs Other Cities

Frequently Asked Questions

Payson's cost of living index is 96, where 100 is the national average. That makes Payson roughly 4% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $339,400 and median rent is $1,258/month.
Payson's violent crime rate is 127.7 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 698.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Payson are operated by Nebo District. The district has 30 elementary, 10 middle, and 5 high schools. The student-to-teacher ratio is 26.9:1. 26.2% of adults 25+ hold a bachelor's degree or higher.
Payson, UT has a population of 21,529, a median household income of $81,387, and an unemployment rate of 4.9%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Payson averages 37.4°F in January and 90.0°F in July. Annual rainfall is 18.4 inches with about 55.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Payson, UT is covered by 1 ZIP code: 84651.
The population of Payson, Utah is 21,529 with a median age of 27.8. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Payson: cost of living index 96 (100 = US average), median home $339,400, median household income $81,387, crime index 33 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Payson side by side with your current city to see the trade-offs.