Median Income
$89,026
household / year
Median Home Value
$322,000
owner-occupied
Median Rent
$1,040
gross / month
Cost of Living
94
national avg = 100

Is Nephi, UT a Good Place to Live?

Nephi is a small town of 6,507 in Utah, with a median household income of $89,026 and a 0.7% unemployment rate. Its cost of living index is 94 (US average = 100), which is 6% below the national average.

Strengths: Nephi stands out for an affordable cost of living, lower-than-average crime, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Nephi is right for you depends on your priorities — the full breakdown is below.

All Nephi city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 94.4

Nephi's overall cost of living index is 94.4, where 100 represents the US national average. Living in Nephi costs roughly 6% less than the average American city.

Metric Nephi, UT National Avg
Median Home Value $322,000 $244,900
Median Monthly Rent $1,040 $1,163
Homeownership Rate 73.4% 65.9%
Median Household Income $89,026 $74,755

Crime & Safety

Very Safe

Nephi's violent crime rate is 136.0 per 100,000 residents — 64% lower than the national average of ~380 per 100,000.

Violent Crime
136.0 /100k
Property Crime
734.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Nephi is served primarily by Juab District. The student-to-teacher ratio is 21.9:1 (slightly above the national average of ~16:1).

Metric Nephi, UT National Avg
School District Juab District
Elementary Schools 3
Middle Schools 1
High Schools 2
Student/Teacher Ratio 21.9:1 16:1
Bachelor's Degree or Higher 22.0% 35.4%
High School Diploma or Higher 94.8% 91.1%

Weather & Climate

Nephi sees average highs of 36.9°F in January and 89.5°F in July, with 13.7 inches of annual precipitation and 45.4 inches of snow per year.

MetricNephi, UT
Average High — January36.9°F
Average High — July89.5°F
Annual Precipitation13.7"
Annual Snowfall45.4"

Demographics

MetricNephi, UTNational Avg
Population6,507
Median Age31.538.9
Unemployment Rate0.7%3.7%
Avg Commute Time20.9 min26 min
White (non-Hispanic)91.9%59.3%
Black or African American1.2%13.6%
Hispanic or Latino2.1%18.9%
Asian1.1%6.3%
Under 1831.9%22.2%
65 and over10.6%16.8%

Nearby Cities

ZIP Codes in Nephi

Nephi, UT is covered by 1 ZIP code:

Nephi vs Other Cities

Frequently Asked Questions

Nephi's cost of living index is 94, where 100 is the national average. That makes Nephi roughly 6% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $322,000 and median rent is $1,040/month.
Nephi's violent crime rate is 136.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 734.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Nephi are operated by Juab District. The district has 3 elementary, 1 middle, and 2 high schools. The student-to-teacher ratio is 21.9:1. 22.0% of adults 25+ hold a bachelor's degree or higher.
Nephi, UT has a population of 6,507, a median household income of $89,026, and an unemployment rate of 0.7%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Nephi averages 36.9°F in January and 89.5°F in July. Annual rainfall is 13.7 inches with about 45.4 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Nephi, UT is covered by 1 ZIP code: 84648.
The population of Nephi, Utah is 6,507 with a median age of 31.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Nephi: cost of living index 94 (100 = US average), median home $322,000, median household income $89,026, crime index 35 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Nephi side by side with your current city to see the trade-offs.