Zephyr is a small town of 236 in Texas, with a median household income of $29,965
and a 3.4% unemployment rate.
Its cost of living index is 88 (US average = 100), which is
12% below the national average.
Strengths:
Zephyr stands out for an affordable cost of living, below-average home prices, solid school ratings (B+), short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether Zephyr is right for you depends on your priorities — the full breakdown is below.
All Zephyr city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 87.7
Zephyr's overall cost of living index is 87.7,
where 100 represents the US national average.
Living in Zephyr costs roughly 12% less than the average American city.
Metric
Zephyr, TX
National Avg
Median Home Value
$70,000
$244,900
Median Monthly Rent
$773
$1,163
Homeownership Rate
60.2%
65.9%
Median Household Income
$29,965
$74,755
Crime & Safety
Safer than Average
Zephyr's violent crime rate is 311.6 per 100,000 residents
— 18% lower than the national average of ~380 per 100,000.
Violent Crime
311.6 /100k
Property Crime
1690.3 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Zephyr is served primarily by ZEPHYR ISD.
The student-to-teacher ratio is 10.2:1
(better than the national average of ~16:1).
Metric
Zephyr, TX
National Avg
School District
ZEPHYR ISD
—
Elementary Schools
N/A
—
Middle Schools
N/A
—
High Schools
N/A
—
Student/Teacher Ratio
10.2:1
16:1
Bachelor's Degree or Higher
6.6%
35.4%
High School Diploma or Higher
62.3%
91.1%
Weather & Climate
Zephyr sees average highs of 59.5°F in January
and 96.5°F in July,
with 30.7 inches of annual precipitation
and 1.3 inches of snow per year.
Zephyr's cost of living index is 88, where 100 is the national average.
That makes Zephyr roughly 12% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $70,000 and median rent is $773/month.
Zephyr's violent crime rate is 311.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1690.3 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Zephyr are operated by ZEPHYR ISD.
The district has several elementary, several middle, and several high schools.
The student-to-teacher ratio is 10.2:1. 6.6% of adults 25+ hold a bachelor's degree or higher.
Zephyr, TX has a population of 236, a median household income of $29,965, and an unemployment rate of 3.4%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Zephyr averages 59.5°F in January and 96.5°F in July. Annual rainfall is 30.7 inches
with about 1.3 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Zephyr, TX is covered by 1 ZIP code: 76890.
The population of Zephyr, Texas is 236 with a median age of 37.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Zephyr: cost of living index 88 (100 = US average), median home $70,000, median household income $29,965, crime index 81 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Zephyr side by side with your current city to see the trade-offs.