Winnsboro is a small town of 3,431 in Texas, with a median household income of $53,983
and a 8.1% unemployment rate.
Its cost of living index is 92 (US average = 100), which is
8% below the national average.
Strengths:
Winnsboro stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B-).
Trade-offs:
Potential downsides include an elevated unemployment rate. Whether Winnsboro is right for you depends on your priorities — the full breakdown is below.
All Winnsboro city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 92.2
Winnsboro's overall cost of living index is 92.2,
where 100 represents the US national average.
Living in Winnsboro costs roughly 8% less than the average American city.
Metric
Winnsboro, TX
National Avg
Median Home Value
$119,900
$244,900
Median Monthly Rent
$964
$1,163
Homeownership Rate
57.0%
65.9%
Median Household Income
$53,983
$74,755
Crime & Safety
Very Safe
Winnsboro's violent crime rate is 167.6 per 100,000 residents
— 56% lower than the national average of ~380 per 100,000.
Violent Crime
167.6 /100k
Property Crime
809.8 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Winnsboro is served primarily by WINNSBORO ISD.
The student-to-teacher ratio is 12.1:1
(better than the national average of ~16:1).
Metric
Winnsboro, TX
National Avg
School District
WINNSBORO ISD
—
Elementary Schools
2
—
Middle Schools
1
—
High Schools
1
—
Student/Teacher Ratio
12.1:1
16:1
Bachelor's Degree or Higher
14.1%
35.4%
High School Diploma or Higher
89.7%
91.1%
Weather & Climate
Winnsboro sees average highs of 54.9°F in January
and 92.7°F in July,
with 47.2 inches of annual precipitation
and 0.4 inches of snow per year.
Winnsboro's cost of living index is 92, where 100 is the national average.
That makes Winnsboro roughly 8% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $119,900 and median rent is $964/month.
Winnsboro's violent crime rate is 167.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 809.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Winnsboro are operated by WINNSBORO ISD.
The district has 2 elementary, 1 middle, and 1 high schools.
The student-to-teacher ratio is 12.1:1. 14.1% of adults 25+ hold a bachelor's degree or higher.
Winnsboro, TX has a population of 3,431, a median household income of $53,983, and an unemployment rate of 8.1%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Winnsboro averages 54.9°F in January and 92.7°F in July. Annual rainfall is 47.2 inches
with about 0.4 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Winnsboro, TX is covered by 1 ZIP code: 75494.
The population of Winnsboro, Texas is 3,431 with a median age of 34.7. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Winnsboro: cost of living index 92 (100 = US average), median home $119,900, median household income $53,983, crime index 42 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Winnsboro side by side with your current city to see the trade-offs.