Median Income
$72,092
household / year
Median Home Value
$195,400
owner-occupied
Median Rent
$1,046
gross / month
Cost of Living
92
national avg = 100

Is Whitesboro, TX a Good Place to Live?

Whitesboro is a small town of 4,130 in Texas, with a median household income of $72,092 and a 3.7% unemployment rate. Its cost of living index is 92 (US average = 100), which is 8% below the national average.

Strengths: Whitesboro stands out for an affordable cost of living, below-average home prices, lower-than-average crime, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Whitesboro is right for you depends on your priorities — the full breakdown is below.

All Whitesboro city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 91.8

Whitesboro's overall cost of living index is 91.8, where 100 represents the US national average. Living in Whitesboro costs roughly 8% less than the average American city.

Metric Whitesboro, TX National Avg
Median Home Value $195,400 $244,900
Median Monthly Rent $1,046 $1,163
Homeownership Rate 63.7% 65.9%
Median Household Income $72,092 $74,755

Crime & Safety

Very Safe

Whitesboro's violent crime rate is 142.3 per 100,000 residents — 63% lower than the national average of ~380 per 100,000.

Violent Crime
142.3 /100k
Property Crime
759.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Whitesboro is served primarily by WHITESBORO ISD. The student-to-teacher ratio is 14.9:1 (better than the national average of ~16:1).

Metric Whitesboro, TX National Avg
School District WHITESBORO ISD
Elementary Schools 2
Middle Schools 1
High Schools 1
Student/Teacher Ratio 14.9:1 16:1
Bachelor's Degree or Higher 22.3% 35.4%
High School Diploma or Higher 90.3% 91.1%

Weather & Climate

Whitesboro sees average highs of 52.6°F in January and 93.5°F in July, with 41.3 inches of annual precipitation and 2.6 inches of snow per year.

MetricWhitesboro, TX
Average High — January52.6°F
Average High — July93.5°F
Annual Precipitation41.3"
Annual Snowfall2.6"

Demographics

MetricWhitesboro, TXNational Avg
Population4,130
Median Age34.438.9
Unemployment Rate3.7%3.7%
Avg Commute Time23.0 min26 min
White (non-Hispanic)88.3%59.3%
Black or African American3.3%13.6%
Hispanic or Latino1.2%18.9%
Asian4.3%6.3%
Under 1821.5%22.2%
65 and over16.8%16.8%

Nearby Cities

ZIP Codes in Whitesboro

Whitesboro, TX is covered by 1 ZIP code:

Whitesboro vs Other Cities

Frequently Asked Questions

Whitesboro's cost of living index is 92, where 100 is the national average. That makes Whitesboro roughly 8% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $195,400 and median rent is $1,046/month.
Whitesboro's violent crime rate is 142.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 759.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Whitesboro are operated by WHITESBORO ISD. The district has 2 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 14.9:1. 22.3% of adults 25+ hold a bachelor's degree or higher.
Whitesboro, TX has a population of 4,130, a median household income of $72,092, and an unemployment rate of 3.7%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Whitesboro averages 52.6°F in January and 93.5°F in July. Annual rainfall is 41.3 inches with about 2.6 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Whitesboro, TX is covered by 1 ZIP code: 76273.
The population of Whitesboro, Texas is 4,130 with a median age of 34.4. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Whitesboro: cost of living index 92 (100 = US average), median home $195,400, median household income $72,092, crime index 37 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Whitesboro side by side with your current city to see the trade-offs.