White Oak, TX, Municipal building IMG 4931 · Billy Hathorn / CC BY-SA 3.0Emmanuel Baptist Church, White Oak, TX IMG 4936 · Billy Hathorn / CC BY-SA 3.0
White Oak is a small town of 6,227 in Texas, with a median household income of $94,273
and a 4.1% unemployment rate.
Its cost of living index is 88 (US average = 100), which is
12% below the national average.
Strengths:
White Oak stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether White Oak is right for you depends on your priorities — the full breakdown is below.
All White Oak city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 88.4
White Oak's overall cost of living index is 88.4,
where 100 represents the US national average.
Living in White Oak costs roughly 12% less than the average American city.
Metric
White Oak, TX
National Avg
Median Home Value
$201,400
$244,900
Median Monthly Rent
$1,107
$1,163
Homeownership Rate
69.9%
65.9%
Median Household Income
$94,273
$74,755
Crime & Safety
Very Safe
White Oak's violent crime rate is 80.4 per 100,000 residents
— 79% lower than the national average of ~380 per 100,000.
Violent Crime
80.4 /100k
Property Crime
803.6 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
White Oak is served primarily by WHITE OAK ISD.
The student-to-teacher ratio is 11.9:1
(better than the national average of ~16:1).
Metric
White Oak, TX
National Avg
School District
WHITE OAK ISD
—
Elementary Schools
2
—
Middle Schools
1
—
High Schools
1
—
Student/Teacher Ratio
11.9:1
16:1
Bachelor's Degree or Higher
22.9%
35.4%
High School Diploma or Higher
87.6%
91.1%
Weather & Climate
White Oak sees average highs of 58.3°F in January
and 95.3°F in July,
with 51.2 inches of annual precipitation
and 0.9 inches of snow per year.
White Oak's cost of living index is 88, where 100 is the national average.
That makes White Oak roughly 12% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $201,400 and median rent is $1,107/month.
White Oak's violent crime rate is 80.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 803.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in White Oak are operated by WHITE OAK ISD.
The district has 2 elementary, 1 middle, and 1 high schools.
The student-to-teacher ratio is 11.9:1. 22.9% of adults 25+ hold a bachelor's degree or higher.
White Oak, TX has a population of 6,227, a median household income of $94,273, and an unemployment rate of 4.1%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
White Oak averages 58.3°F in January and 95.3°F in July. Annual rainfall is 51.2 inches
with about 0.9 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
White Oak, TX is covered by 1 ZIP code: 75693.
The population of White Oak, Texas is 6,227 with a median age of 35.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in White Oak: cost of living index 88 (100 = US average), median home $201,400, median household income $94,273, crime index 28 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare White Oak side by side with your current city to see the trade-offs.
