What are the schools like in Terrell, TX?

Terrell is served primarily by TERRELL ISD. The district operates 4 elementary schools, 1 middle schools, and 3 high schools with a student-to-teacher ratio of 17.1:1.

What is the median household income in Terrell?

The median household income in Terrell, TX is $61,513 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 5.6%.

What is the weather like in Terrell, TX?

Terrell has an average high temperature of 57.4°F in January and 95.7°F in July. Annual precipitation averages 42.3 inches and annual snowfall averages 0.1 inches.

Terrell, TX Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Terrell, TX affordable or expensive?

Terrell's cost of living index is 103, where 100 represents the national average. This means Terrell is 3% more expensive than the average US city. The median home value is $163,700 and the median rent is $1,140 per month.

Q: What is the crime rate in Terrell, TX?

Terrell has a violent crime rate of 305.3 incidents per 100,000 residents and a property crime rate of 1556.9 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Terrell, TX a Good Place to Live?

Terrell is a small city of 18,001 in Texas, with a median household income of $61,513 and a 5.6% unemployment rate. Its cost of living index is 103 (US average = 100), which is 3% above the national average.

Strengths: Terrell stands out for below-average home prices, lower-than-average crime, short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Terrell is right for you depends on your priorities — the full breakdown is below.

All Terrell city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 103.3

Terrell's overall cost of living index is 103.3, where 100 represents the US national average. Living in Terrell costs roughly 3% more than the average American city.

Metric	Terrell, TX	National Avg
Median Home Value	$163,700	$244,900
Median Monthly Rent	$1,140	$1,163
Homeownership Rate	57.9%	65.9%
Median Household Income	$61,513	$74,755

Crime & Safety

Safer than Average

Terrell's violent crime rate is 305.3 per 100,000 residents — 20% lower than the national average of ~380 per 100,000.

Violent Crime

305.3 /100k

Property Crime

1556.9 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Terrell is served primarily by TERRELL ISD. The student-to-teacher ratio is 17.1:1 (slightly above the national average of ~16:1).

Metric	Terrell, TX	National Avg
School District	TERRELL ISD	—
Elementary Schools	4	—
Middle Schools	1	—
High Schools	3	—
Student/Teacher Ratio	17.1:1	16:1
Bachelor's Degree or Higher	16.8%	35.4%
High School Diploma or Higher	81.4%	91.1%

Weather & Climate

Terrell sees average highs of 57.4°F in January and 95.7°F in July, with 42.3 inches of annual precipitation and 0.1 inches of snow per year.

Metric	Terrell, TX
Average High — January	57.4°F
Average High — July	95.7°F
Annual Precipitation	42.3"
Annual Snowfall	0.1"

Demographics

Metric	Terrell, TX	National Avg
Population	18,001	—
Median Age	35.0	38.9
Unemployment Rate	5.6%	3.7%
Avg Commute Time	24.7 min	26 min
White (non-Hispanic)	56.0%	59.3%
Black or African American	24.7%	13.6%
Hispanic or Latino	15.8%	18.9%
Asian	0.2%	6.3%
Under 18	27.1%	22.2%
65 and over	17.2%	16.8%

Nearby Cities

Talty, TX 7 mi Post Oak Bend City, TX 7 mi Poetry, TX 7 mi Oak Ridge town (Kaufman County), TX 8 mi Elmo, TX 8 mi

ZIP Codes in Terrell

Terrell, TX is covered by 1 ZIP code:

75160

Terrell vs Other Cities

Terrell, TX vs Talty, TX Terrell, TX vs Post Oak Bend City, TX Terrell, TX vs Poetry, TX Terrell, TX vs Oak Ridge town (Kaufman County), TX Terrell, TX vs Elmo, TX

Frequently Asked Questions

Is Terrell, TX affordable or expensive?

Terrell's cost of living index is 103, where 100 is the national average. That puts Terrell roughly 3% above the national average in cost. The median home price is $163,700 and median rent is $1,140/month.

What is the crime rate in Terrell, TX?

Terrell's violent crime rate is 305.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1556.9 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Terrell?

Public schools in Terrell are operated by TERRELL ISD. The district has 4 elementary, 1 middle, and 3 high schools. The student-to-teacher ratio is 17.1:1. 16.8% of adults 25+ hold a bachelor's degree or higher.

Is Terrell, TX a good place to live?

Terrell, TX has a population of 18,001, a median household income of $61,513, and an unemployment rate of 5.6%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Terrell?

Terrell averages 57.4°F in January and 95.7°F in July. Annual rainfall is 42.3 inches with about 0.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Terrell?

Terrell, TX is covered by 1 ZIP code: 75160.

What is the population of Terrell?

The population of Terrell, Texas is 18,001 with a median age of 35.0. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Terrell?

Key numbers for living in Terrell: cost of living index 103 (100 = US average), median home $163,700, median household income $61,513, crime index 78 (100 = US average, lower is safer), schools rated C-. Whether these are benefits or drawbacks depends on where you're coming from — compare Terrell side by side with your current city to see the trade-offs.