Is Surfside Beach, TX a Good Place to Live?
Surfside Beach is a small town of 617 in Texas, with a median household income of $86,544 and a 5.9% unemployment rate. Its cost of living index is 100 (US average = 100), which is 0% above the national average.
Strengths: Surfside Beach stands out for lower-than-average crime.
Trade-offs: Potential downsides include longer commutes, an elevated unemployment rate. Whether Surfside Beach is right for you depends on your priorities — the full breakdown is below.
All Surfside Beach city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 100.2Surfside Beach's overall cost of living index is 100.2, where 100 represents the US national average. Living in Surfside Beach costs roughly 0% more than the average American city.
| Metric | Surfside Beach, TX | National Avg |
|---|---|---|
| Median Home Value | $246,600 | $244,900 |
| Median Monthly Rent | $1,769 | $1,163 |
| Homeownership Rate | 81.8% | 65.9% |
| Median Household Income | $86,544 | $74,755 |
Crime & Safety
Very SafeSurfside Beach's violent crime rate is 141.0 per 100,000 residents — 63% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
| Metric | Surfside Beach, TX | National Avg |
|---|---|---|
| School District | N/A | — |
| Elementary Schools | N/A | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | N/A | 16:1 |
| Bachelor's Degree or Higher | 30.1% | 35.4% |
| High School Diploma or Higher | 91.1% | 91.1% |
Weather & Climate
Surfside Beach sees average highs of 64.1°F in January and 91.5°F in July, with 49.9 inches of annual precipitation .
| Metric | Surfside Beach, TX |
|---|---|
| Average High — January | 64.1°F |
| Average High — July | 91.5°F |
| Annual Precipitation | 49.9" |
| Annual Snowfall | Trace / None |
Demographics
| Metric | Surfside Beach, TX | National Avg |
|---|---|---|
| Population | 617 | — |
| Median Age | 62.1 | 38.9 |
| Unemployment Rate | 5.9% | 3.7% |
| Avg Commute Time | 30.3 min | 26 min |
| White (non-Hispanic) | 86.1% | 59.3% |
| Black or African American | 2.6% | 13.6% |
| Hispanic or Latino | 6.3% | 18.9% |
| Asian | 1.6% | 6.3% |
| Under 18 | 4.9% | 22.2% |
| 65 and over | 34.8% | 16.8% |