Is Spearman, TX a Good Place to Live?
Spearman is a small town of 2,989 in Texas, with a median household income of $62,601 and a 5.4% unemployment rate. Its cost of living index is 90 (US average = 100), which is 10% below the national average.
Strengths: Spearman stands out for an affordable cost of living, below-average home prices, solid school ratings (A-), short average commutes.
Trade-offs: Potential downsides include an elevated unemployment rate. Whether Spearman is right for you depends on your priorities — the full breakdown is below.
All Spearman city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 89.5Spearman's overall cost of living index is 89.5, where 100 represents the US national average. Living in Spearman costs roughly 10% less than the average American city.
| Metric | Spearman, TX | National Avg |
|---|---|---|
| Median Home Value | $89,900 | $244,900 |
| Median Monthly Rent | $830 | $1,163 |
| Homeownership Rate | 72.6% | 65.9% |
| Median Household Income | $62,601 | $74,755 |
Crime & Safety
Very SafeCrime data for Spearman is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.
Schools & Education
Spearman is served primarily by SPEARMAN ISD. The student-to-teacher ratio is 10.5:1 (better than the national average of ~16:1).
| Metric | Spearman, TX | National Avg |
|---|---|---|
| School District | SPEARMAN ISD | — |
| Elementary Schools | 1 | — |
| Middle Schools | 1 | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 10.5:1 | 16:1 |
| Bachelor's Degree or Higher | 25.6% | 35.4% |
| High School Diploma or Higher | 73.4% | 91.1% |
Weather & Climate
Spearman sees average highs of 54.4°F in January and 95.8°F in July, with 20.6 inches of annual precipitation and 11.8 inches of snow per year.
| Metric | Spearman, TX |
|---|---|
| Average High — January | 54.4°F |
| Average High — July | 95.8°F |
| Annual Precipitation | 20.6" |
| Annual Snowfall | 11.8" |
Demographics
| Metric | Spearman, TX | National Avg |
|---|---|---|
| Population | 2,989 | — |
| Median Age | 35.6 | 38.9 |
| Unemployment Rate | 5.4% | 3.7% |
| Avg Commute Time | 20.5 min | 26 min |
| White (non-Hispanic) | 79.8% | 59.3% |
| Black or African American | 0.4% | 13.6% |
| Hispanic or Latino | 19.2% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 27.2% | 22.2% |
| 65 and over | 14.3% | 16.8% |
Nearby Cities
ZIP Codes in Spearman
Spearman, TX is covered by 1 ZIP code: