Somerset is a small town of 2,152 in Texas, with a median household income of $73,217
and a 9.4% unemployment rate.
Its cost of living index is 94 (US average = 100), which is
6% below the national average.
Strengths:
Somerset stands out for an affordable cost of living, below-average home prices, lower-than-average crime.
Trade-offs:
Potential downsides include an elevated unemployment rate. Whether Somerset is right for you depends on your priorities — the full breakdown is below.
All Somerset city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 93.7
Somerset's overall cost of living index is 93.7,
where 100 represents the US national average.
Living in Somerset costs roughly 6% less than the average American city.
Metric
Somerset, TX
National Avg
Median Home Value
$157,200
$244,900
Median Monthly Rent
$1,025
$1,163
Homeownership Rate
70.8%
65.9%
Median Household Income
$73,217
$74,755
Crime & Safety
Very Safe
Somerset's violent crime rate is 164.7 per 100,000 residents
— 57% lower than the national average of ~380 per 100,000.
Violent Crime
164.7 /100k
Property Crime
768.4 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Somerset is served primarily by SOMERSET ISD.
The student-to-teacher ratio is 15.8:1
(better than the national average of ~16:1).
Metric
Somerset, TX
National Avg
School District
SOMERSET ISD
—
Elementary Schools
3
—
Middle Schools
2
—
High Schools
3
—
Student/Teacher Ratio
15.8:1
16:1
Bachelor's Degree or Higher
16.1%
35.4%
High School Diploma or Higher
75.8%
91.1%
Weather & Climate
Somerset sees average highs of 66.2°F in January
and 96.0°F in July,
with 29.6 inches of annual precipitation
.
Somerset's cost of living index is 94, where 100 is the national average.
That makes Somerset roughly 6% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $157,200 and median rent is $1,025/month.
Somerset's violent crime rate is 164.7 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 768.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Somerset are operated by SOMERSET ISD.
The district has 3 elementary, 2 middle, and 3 high schools.
The student-to-teacher ratio is 15.8:1. 16.1% of adults 25+ hold a bachelor's degree or higher.
Somerset, TX has a population of 2,152, a median household income of $73,217, and an unemployment rate of 9.4%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Somerset averages 66.2°F in January and 96.0°F in July. Annual rainfall is 29.6 inches
.
Based on NOAA 30-year climate normals (1991–2020).
Somerset, TX is covered by 1 ZIP code: 78069.
The population of Somerset, Texas is 2,152 with a median age of 38.2. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Somerset: cost of living index 94 (100 = US average), median home $157,200, median household income $73,217, crime index 41 (100 = US average, lower is safer), schools rated C. Whether these are benefits or drawbacks depends on where you're coming from — compare Somerset side by side with your current city to see the trade-offs.