Median Income
$56,627
household / year
Median Home Value
$222,200
owner-occupied
Median Rent
$762
gross / month
Cost of Living
98
national avg = 100

Is Smithville, TX a Good Place to Live?

Smithville is a small town of 3,975 in Texas, with a median household income of $56,627 and a 4.5% unemployment rate. Its cost of living index is 98 (US average = 100), which is 2% below the national average.

Strengths: Smithville stands out for below-average home prices, lower-than-average crime.

Trade-offs: No major red flags stand out in the available data. Whether Smithville is right for you depends on your priorities — the full breakdown is below.

All Smithville city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 97.6

Smithville's overall cost of living index is 97.6, where 100 represents the US national average. Living in Smithville costs roughly 2% less than the average American city.

Metric Smithville, TX National Avg
Median Home Value $222,200 $244,900
Median Monthly Rent $762 $1,163
Homeownership Rate 68.2% 65.9%
Median Household Income $56,627 $74,755

Crime & Safety

Very Safe

Smithville's violent crime rate is 95.6 per 100,000 residents — 75% lower than the national average of ~380 per 100,000.

Violent Crime
95.6 /100k
Property Crime
549.5 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Smithville is served primarily by SMITHVILLE ISD. The student-to-teacher ratio is 15.4:1 (better than the national average of ~16:1).

Metric Smithville, TX National Avg
School District SMITHVILLE ISD
Elementary Schools 2
Middle Schools 1
High Schools 2
Student/Teacher Ratio 15.4:1 16:1
Bachelor's Degree or Higher 22.3% 35.4%
High School Diploma or Higher 86.8% 91.1%

Weather & Climate

Smithville sees average highs of 62.8°F in January and 95.4°F in July, with 37.1 inches of annual precipitation .

MetricSmithville, TX
Average High — January62.8°F
Average High — July95.4°F
Annual Precipitation37.1"
Annual SnowfallTrace / None

Demographics

MetricSmithville, TXNational Avg
Population3,975
Median Age45.738.9
Unemployment Rate4.5%3.7%
Avg Commute Time30.0 min26 min
White (non-Hispanic)74.7%59.3%
Black or African American9.7%13.6%
Hispanic or Latino9.1%18.9%
Asian0.1%6.3%
Under 1819.1%22.2%
65 and over22.0%16.8%

Nearby Cities

Smithville vs Other Cities

Frequently Asked Questions

Smithville's cost of living index is 98, where 100 is the national average. That makes Smithville roughly 2% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $222,200 and median rent is $762/month.
Smithville's violent crime rate is 95.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 549.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Smithville are operated by SMITHVILLE ISD. The district has 2 elementary, 1 middle, and 2 high schools. The student-to-teacher ratio is 15.4:1. 22.3% of adults 25+ hold a bachelor's degree or higher.
Smithville, TX has a population of 3,975, a median household income of $56,627, and an unemployment rate of 4.5%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Smithville averages 62.8°F in January and 95.4°F in July. Annual rainfall is 37.1 inches . Based on NOAA 30-year climate normals (1991–2020).
The population of Smithville, Texas is 3,975 with a median age of 45.7. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Smithville: cost of living index 98 (100 = US average), median home $222,200, median household income $56,627, crime index 26 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Smithville side by side with your current city to see the trade-offs.