Is Smithville, TX a Good Place to Live?
Smithville is a small town of 3,975 in Texas, with a median household income of $56,627 and a 4.5% unemployment rate. Its cost of living index is 98 (US average = 100), which is 2% below the national average.
Strengths: Smithville stands out for below-average home prices, lower-than-average crime.
Trade-offs: No major red flags stand out in the available data. Whether Smithville is right for you depends on your priorities — the full breakdown is below.
All Smithville city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 97.6Smithville's overall cost of living index is 97.6, where 100 represents the US national average. Living in Smithville costs roughly 2% less than the average American city.
| Metric | Smithville, TX | National Avg |
|---|---|---|
| Median Home Value | $222,200 | $244,900 |
| Median Monthly Rent | $762 | $1,163 |
| Homeownership Rate | 68.2% | 65.9% |
| Median Household Income | $56,627 | $74,755 |
Crime & Safety
Very SafeSmithville's violent crime rate is 95.6 per 100,000 residents — 75% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Smithville is served primarily by SMITHVILLE ISD. The student-to-teacher ratio is 15.4:1 (better than the national average of ~16:1).
| Metric | Smithville, TX | National Avg |
|---|---|---|
| School District | SMITHVILLE ISD | — |
| Elementary Schools | 2 | — |
| Middle Schools | 1 | — |
| High Schools | 2 | — |
| Student/Teacher Ratio | 15.4:1 | 16:1 |
| Bachelor's Degree or Higher | 22.3% | 35.4% |
| High School Diploma or Higher | 86.8% | 91.1% |
Weather & Climate
Smithville sees average highs of 62.8°F in January and 95.4°F in July, with 37.1 inches of annual precipitation .
| Metric | Smithville, TX |
|---|---|
| Average High — January | 62.8°F |
| Average High — July | 95.4°F |
| Annual Precipitation | 37.1" |
| Annual Snowfall | Trace / None |
Demographics
| Metric | Smithville, TX | National Avg |
|---|---|---|
| Population | 3,975 | — |
| Median Age | 45.7 | 38.9 |
| Unemployment Rate | 4.5% | 3.7% |
| Avg Commute Time | 30.0 min | 26 min |
| White (non-Hispanic) | 74.7% | 59.3% |
| Black or African American | 9.7% | 13.6% |
| Hispanic or Latino | 9.1% | 18.9% |
| Asian | 0.1% | 6.3% |
| Under 18 | 19.1% | 22.2% |
| 65 and over | 22.0% | 16.8% |