Median Income
$90,119
household / year
Median Home Value
$198,800
owner-occupied
Median Rent
$1,172
gross / month
Cost of Living
96
national avg = 100

Is Shiner, TX a Good Place to Live?

Shiner is a small town of 2,095 in Texas, with a median household income of $90,119 and a 2.0% unemployment rate. Its cost of living index is 96 (US average = 100), which is 4% below the national average.

Strengths: Shiner stands out for an affordable cost of living, below-average home prices, solid school ratings (A-), a well-educated population, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Shiner is right for you depends on your priorities — the full breakdown is below.

All Shiner city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 96.2

Shiner's overall cost of living index is 96.2, where 100 represents the US national average. Living in Shiner costs roughly 4% less than the average American city.

Metric Shiner, TX National Avg
Median Home Value $198,800 $244,900
Median Monthly Rent $1,172 $1,163
Homeownership Rate 80.7% 65.9%
Median Household Income $90,119 $74,755

Crime & Safety

Very Safe

Shiner's violent crime rate is 183.6 per 100,000 residents — 52% lower than the national average of ~380 per 100,000.

Violent Crime
183.6 /100k
Property Crime
674.8 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Shiner is served primarily by SHINER ISD. The student-to-teacher ratio is 13.6:1 (better than the national average of ~16:1).

Metric Shiner, TX National Avg
School District SHINER ISD —
Elementary Schools 1 —
Middle Schools N/A —
High Schools 1 —
Student/Teacher Ratio 13.6:1 16:1
Bachelor's Degree or Higher 40.9% 35.4%
High School Diploma or Higher 93.8% 91.1%

Weather & Climate

Shiner sees average highs of 63.3°F in January and 93.9°F in July, with 38.7 inches of annual precipitation and 0.1 inches of snow per year.

MetricShiner, TX
Average High — January63.3°F
Average High — July93.9°F
Annual Precipitation38.7"
Annual Snowfall0.1"

Demographics

MetricShiner, TXNational Avg
Population2,095—
Median Age40.538.9
Unemployment Rate2.0%3.7%
Avg Commute Time18.6 min26 min
White (non-Hispanic)87.7%59.3%
Black or African American2.6%13.6%
Hispanic or Latino5.6%18.9%
Asian0.2%6.3%
Under 1826.3%22.2%
65 and over22.0%16.8%

Nearby Cities

ZIP Codes in Shiner

Shiner, TX is covered by 1 ZIP code:

Shiner vs Other Cities

Frequently Asked Questions

Shiner's cost of living index is 96, where 100 is the national average. That makes Shiner roughly 4% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $198,800 and median rent is $1,172/month.
Shiner's violent crime rate is 183.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 674.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Shiner are operated by SHINER ISD. The district has 1 elementary, several middle, and 1 high schools. The student-to-teacher ratio is 13.6:1. 40.9% of adults 25+ hold a bachelor's degree or higher.
Shiner, TX has a population of 2,095, a median household income of $90,119, and an unemployment rate of 2.0%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Shiner averages 63.3°F in January and 93.9°F in July. Annual rainfall is 38.7 inches with about 0.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Shiner, TX is covered by 1 ZIP code: 77984.
The population of Shiner, Texas is 2,095 with a median age of 40.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Shiner: cost of living index 96 (100 = US average), median home $198,800, median household income $90,119, crime index 42 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Shiner side by side with your current city to see the trade-offs.