Shallowater is a small town of 2,926 in Texas, with a median household income of $71,572
and a 3.9% unemployment rate.
Its cost of living index is 91 (US average = 100), which is
9% below the national average.
Strengths:
Shallowater stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether Shallowater is right for you depends on your priorities — the full breakdown is below.
All Shallowater city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 90.9
Shallowater's overall cost of living index is 90.9,
where 100 represents the US national average.
Living in Shallowater costs roughly 9% less than the average American city.
Metric
Shallowater, TX
National Avg
Median Home Value
$202,200
$244,900
Median Monthly Rent
$1,028
$1,163
Homeownership Rate
83.9%
65.9%
Median Household Income
$71,572
$74,755
Crime & Safety
Very Safe
Shallowater's violent crime rate is 205.5 per 100,000 residents
— 46% lower than the national average of ~380 per 100,000.
Violent Crime
205.5 /100k
Property Crime
239.8 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Shallowater is served primarily by SHALLOWATER ISD.
The student-to-teacher ratio is 12.8:1
(better than the national average of ~16:1).
Metric
Shallowater, TX
National Avg
School District
SHALLOWATER ISD
—
Elementary Schools
2
—
Middle Schools
1
—
High Schools
2
—
Student/Teacher Ratio
12.8:1
16:1
Bachelor's Degree or Higher
26.1%
35.4%
High School Diploma or Higher
93.7%
91.1%
Weather & Climate
Shallowater sees average highs of 55.0°F in January
and 93.4°F in July,
with 18.8 inches of annual precipitation
and 7.1 inches of snow per year.
Shallowater's cost of living index is 91, where 100 is the national average.
That makes Shallowater roughly 9% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $202,200 and median rent is $1,028/month.
Shallowater's violent crime rate is 205.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 239.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Shallowater are operated by SHALLOWATER ISD.
The district has 2 elementary, 1 middle, and 2 high schools.
The student-to-teacher ratio is 12.8:1. 26.1% of adults 25+ hold a bachelor's degree or higher.
Shallowater, TX has a population of 2,926, a median household income of $71,572, and an unemployment rate of 3.9%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Shallowater averages 55.0°F in January and 93.4°F in July. Annual rainfall is 18.8 inches
with about 7.1 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Shallowater, TX is covered by 1 ZIP code: 79363.
The population of Shallowater, Texas is 2,926 with a median age of 38.3. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Shallowater: cost of living index 91 (100 = US average), median home $202,200, median household income $71,572, crime index 37 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Shallowater side by side with your current city to see the trade-offs.
