Is Scotland, TX a Good Place to Live?
Scotland is a small town of 562 in Texas, with a median household income of $81,667 and a 1.0% unemployment rate. Its cost of living index is 89 (US average = 100), which is 11% below the national average.
Strengths: Scotland stands out for an affordable cost of living, below-average home prices, short average commutes.
Trade-offs: No major red flags stand out in the available data. Whether Scotland is right for you depends on your priorities — the full breakdown is below.
All Scotland city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 88.9Scotland's overall cost of living index is 88.9, where 100 represents the US national average. Living in Scotland costs roughly 11% less than the average American city.
| Metric | Scotland, TX | National Avg |
|---|---|---|
| Median Home Value | $127,700 | $244,900 |
| Median Monthly Rent | $904 | $1,163 |
| Homeownership Rate | 81.5% | 65.9% |
| Median Household Income | $81,667 | $74,755 |
Crime & Safety
Crime data for Scotland is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.
Schools & Education
| Metric | Scotland, TX | National Avg |
|---|---|---|
| School District | N/A | — |
| Elementary Schools | N/A | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | N/A | 16:1 |
| Bachelor's Degree or Higher | 17.4% | 35.4% |
| High School Diploma or Higher | 94.0% | 91.1% |
Weather & Climate
Scotland sees average highs of 55.5°F in January and 96.9°F in July, with 33.1 inches of annual precipitation and 3.0 inches of snow per year.
| Metric | Scotland, TX |
|---|---|
| Average High — January | 55.5°F |
| Average High — July | 96.9°F |
| Annual Precipitation | 33.1" |
| Annual Snowfall | 3.0" |
Demographics
| Metric | Scotland, TX | National Avg |
|---|---|---|
| Population | 562 | — |
| Median Age | 30.3 | 38.9 |
| Unemployment Rate | 1.0% | 3.7% |
| Avg Commute Time | 20.5 min | 26 min |
| White (non-Hispanic) | 81.7% | 59.3% |
| Black or African American | 5.7% | 13.6% |
| Hispanic or Latino | 9.3% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 24.2% | 22.2% |
| 65 and over | 10.5% | 16.8% |
Nearby Cities
ZIP Codes in Scotland
Scotland, TX is covered by 1 ZIP code: