What are the schools like in Schertz, TX?

Schertz is served primarily by SCHERTZ-CIBOLO-U CITY ISD. The district operates 8 elementary schools, 5 middle schools, and 3 high schools with a student-to-teacher ratio of 15.5:1.

What is the median household income in Schertz?

The median household income in Schertz, TX is $94,173 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 6.2%.

What is the weather like in Schertz, TX?

Schertz has an average high temperature of 63.1°F in January and 95.7°F in July. Annual precipitation averages 34.4 inches.

Schertz, TX Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Schertz, TX affordable or expensive?

Schertz's cost of living index is 94, where 100 represents the national average. This means Schertz is 6% less expensive than the average US city. The median home value is $272,600 and the median rent is $1,513 per month.

Q: What is the crime rate in Schertz, TX?

Schertz has a violent crime rate of 153.6 incidents per 100,000 residents and a property crime rate of 887.4 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Schertz, TX a Good Place to Live?

Schertz is a small city of 42,545 in Texas, with a median household income of $94,173 and a 6.2% unemployment rate. Its cost of living index is 94 (US average = 100), which is 6% below the national average.

Strengths: Schertz stands out for an affordable cost of living, lower-than-average crime, solid school ratings (B+), a well-educated population.

Trade-offs: Potential downsides include longer commutes, an elevated unemployment rate. Whether Schertz is right for you depends on your priorities — the full breakdown is below.

All Schertz city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 93.7

Schertz's overall cost of living index is 93.7, where 100 represents the US national average. Living in Schertz costs roughly 6% less than the average American city.

Metric	Schertz, TX	National Avg
Median Home Value	$272,600	$244,900
Median Monthly Rent	$1,513	$1,163
Homeownership Rate	78.2%	65.9%
Median Household Income	$94,173	$74,755

Crime & Safety

Very Safe

Schertz's violent crime rate is 153.6 per 100,000 residents — 60% lower than the national average of ~380 per 100,000.

Violent Crime

153.6 /100k

Property Crime

887.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Schertz is served primarily by SCHERTZ-CIBOLO-U CITY ISD. The student-to-teacher ratio is 15.5:1 (better than the national average of ~16:1).

Metric	Schertz, TX	National Avg
School District	SCHERTZ-CIBOLO-U CITY ISD	—
Elementary Schools	8	—
Middle Schools	5	—
High Schools	3	—
Student/Teacher Ratio	15.5:1	16:1
Bachelor's Degree or Higher	38.4%	35.4%
High School Diploma or Higher	94.4%	91.1%

Weather & Climate

Schertz sees average highs of 63.1°F in January and 95.7°F in July, with 34.4 inches of annual precipitation .

Metric	Schertz, TX
Average High — January	63.1°F
Average High — July	95.7°F
Annual Precipitation	34.4"
Annual Snowfall	Trace / None

Demographics

Metric	Schertz, TX	National Avg
Population	42,545	—
Median Age	38.2	38.9
Unemployment Rate	6.2%	3.7%
Avg Commute Time	30.2 min	26 min
White (non-Hispanic)	63.1%	59.3%
Black or African American	10.8%	13.6%
Hispanic or Latino	19.2%	18.9%
Asian	2.1%	6.3%
Under 18	24.3%	22.2%
65 and over	14.0%	16.8%

Nearby Cities

Cibolo, TX 2 mi Randolph AFB, TX 3 mi Universal City, TX 3 mi Selma, TX 4 mi Converse, TX 5 mi

ZIP Codes in Schertz

Schertz, TX is covered by 1 ZIP code:

78154

Schertz vs Other Cities

Schertz, TX vs Cibolo, TX Schertz, TX vs Randolph AFB, TX Schertz, TX vs Universal City, TX Schertz, TX vs Selma, TX Schertz, TX vs Converse, TX

Frequently Asked Questions

Is Schertz, TX affordable or expensive?

Schertz's cost of living index is 94, where 100 is the national average. That makes Schertz roughly 6% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $272,600 and median rent is $1,513/month.

What is the crime rate in Schertz, TX?

Schertz's violent crime rate is 153.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 887.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Schertz?

Public schools in Schertz are operated by SCHERTZ-CIBOLO-U CITY ISD. The district has 8 elementary, 5 middle, and 3 high schools. The student-to-teacher ratio is 15.5:1. 38.4% of adults 25+ hold a bachelor's degree or higher.

Is Schertz, TX a good place to live?

Schertz, TX has a population of 42,545, a median household income of $94,173, and an unemployment rate of 6.2%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Schertz?

Schertz averages 63.1°F in January and 95.7°F in July. Annual rainfall is 34.4 inches . Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Schertz?

Schertz, TX is covered by 1 ZIP code: 78154.

What is the population of Schertz?

The population of Schertz, Texas is 42,545 with a median age of 38.2. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Schertz?

Key numbers for living in Schertz: cost of living index 94 (100 = US average), median home $272,600, median household income $94,173, crime index 41 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Schertz side by side with your current city to see the trade-offs.