Median Income
$52,966
household / year
Median Home Value
$91,300
owner-occupied
Median Rent
$844
gross / month
Cost of Living
90
national avg = 100

Is Pampa, TX a Good Place to Live?

Pampa is a small city of 16,861 in Texas, with a median household income of $52,966 and a 5.7% unemployment rate. Its cost of living index is 90 (US average = 100), which is 10% below the national average.

Strengths: Pampa stands out for an affordable cost of living, below-average home prices, short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Pampa is right for you depends on your priorities — the full breakdown is below.

All Pampa city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 89.8

Pampa's overall cost of living index is 89.8, where 100 represents the US national average. Living in Pampa costs roughly 10% less than the average American city.

Metric Pampa, TX National Avg
Median Home Value $91,300 $244,900
Median Monthly Rent $844 $1,163
Homeownership Rate 68.5% 65.9%
Median Household Income $52,966 $74,755

Crime & Safety

Near National Average

Pampa's violent crime rate is 553.4 per 100,000 residents — 46% higher than the national average of ~380 per 100,000.

Violent Crime
553.4 /100k
Property Crime
1897.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Pampa is served primarily by PAMPA ISD. The student-to-teacher ratio is 14.6:1 (better than the national average of ~16:1).

Metric Pampa, TX National Avg
School District PAMPA ISD
Elementary Schools 3
Middle Schools 1
High Schools 1
Student/Teacher Ratio 14.6:1 16:1
Bachelor's Degree or Higher 16.4% 35.4%
High School Diploma or Higher 80.7% 91.1%

Weather & Climate

Pampa sees average highs of 50.2°F in January and 92.8°F in July, with 22.8 inches of annual precipitation and 15.7 inches of snow per year.

MetricPampa, TX
Average High — January50.2°F
Average High — July92.8°F
Annual Precipitation22.8"
Annual Snowfall15.7"

Demographics

MetricPampa, TXNational Avg
Population16,861
Median Age35.538.9
Unemployment Rate5.7%3.7%
Avg Commute Time18.1 min26 min
White (non-Hispanic)77.0%59.3%
Black or African American3.4%13.6%
Hispanic or Latino13.6%18.9%
Asian1.5%6.3%
Under 1826.6%22.2%
65 and over16.1%16.8%

Nearby Cities

ZIP Codes in Pampa

Pampa, TX is covered by 1 ZIP code:

Pampa vs Other Cities

Frequently Asked Questions

Pampa's cost of living index is 90, where 100 is the national average. That makes Pampa roughly 10% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $91,300 and median rent is $844/month.
Pampa's violent crime rate is 553.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1897.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Pampa are operated by PAMPA ISD. The district has 3 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 14.6:1. 16.4% of adults 25+ hold a bachelor's degree or higher.
Pampa, TX has a population of 16,861, a median household income of $52,966, and an unemployment rate of 5.7%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Pampa averages 50.2°F in January and 92.8°F in July. Annual rainfall is 22.8 inches with about 15.7 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Pampa, TX is covered by 1 ZIP code: 79065.
The population of Pampa, Texas is 16,861 with a median age of 35.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Pampa: cost of living index 90 (100 = US average), median home $91,300, median household income $52,966, crime index 124 (100 = US average, lower is safer), schools rated C. Whether these are benefits or drawbacks depends on where you're coming from — compare Pampa side by side with your current city to see the trade-offs.