Is Paloma Creek, TX a Good Place to Live?
Paloma Creek is a small town of 3,194 in Texas, with a median household income of $89,279 and a 3.3% unemployment rate. Its cost of living index is 103 (US average = 100), which is 3% above the national average.
Strengths: Paloma Creek stands out for a well-educated population.
Trade-offs: No major red flags stand out in the available data. Whether Paloma Creek is right for you depends on your priorities — the full breakdown is below.
All Paloma Creek city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 103.3Paloma Creek's overall cost of living index is 103.3, where 100 represents the US national average. Living in Paloma Creek costs roughly 3% more than the average American city.
| Metric | Paloma Creek, TX | National Avg |
|---|---|---|
| Median Home Value | $273,100 | $244,900 |
| Median Monthly Rent | $2,331 | $1,163 |
| Homeownership Rate | 75.6% | 65.9% |
| Median Household Income | $89,279 | $74,755 |
Crime & Safety
Very SafePaloma Creek's violent crime rate is 133.1 per 100,000 residents — 65% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
| Metric | Paloma Creek, TX | National Avg |
|---|---|---|
| School District | N/A | — |
| Elementary Schools | N/A | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | N/A | 16:1 |
| Bachelor's Degree or Higher | 37.1% | 35.4% |
| High School Diploma or Higher | 97.7% | 91.1% |
Weather & Climate
Paloma Creek sees average highs of 55.8°F in January and 95.9°F in July, with 40.1 inches of annual precipitation and 2.6 inches of snow per year.
| Metric | Paloma Creek, TX |
|---|---|
| Average High — January | 55.8°F |
| Average High — July | 95.9°F |
| Annual Precipitation | 40.1" |
| Annual Snowfall | 2.6" |
Demographics
| Metric | Paloma Creek, TX | National Avg |
|---|---|---|
| Population | 3,194 | — |
| Median Age | 31.3 | 38.9 |
| Unemployment Rate | 3.3% | 3.7% |
| Avg Commute Time | 29.9 min | 26 min |
| White (non-Hispanic) | 77.8% | 59.3% |
| Black or African American | 8.4% | 13.6% |
| Hispanic or Latino | 6.1% | 18.9% |
| Asian | 4.5% | 6.3% |
| Under 18 | 29.8% | 22.2% |
| 65 and over | 8.8% | 16.8% |