Median Income
$50,338
household / year
Median Home Value
$52,500
owner-occupied
Median Rent
N/A
gross / month
Cost of Living
85
national avg = 100

Is Palmer, TX a Good Place to Live?

Palmer is a small town of 1,523 in Texas, with a median household income of $50,338 . Its cost of living index is 85 (US average = 100), which is 15% below the national average.

Strengths: Palmer stands out for an affordable cost of living, below-average home prices, lower-than-average crime, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Palmer is right for you depends on your priorities — the full breakdown is below.

All Palmer city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 85.2

Palmer's overall cost of living index is 85.2, where 100 represents the US national average. Living in Palmer costs roughly 15% less than the average American city.

Metric Palmer, TX National Avg
Median Home Value $52,500 $244,900
Median Monthly Rent N/A $1,163
Homeownership Rate 81.6% 65.9%
Median Household Income $50,338 $74,755

Crime & Safety

Very Safe

Palmer's violent crime rate is 38.4 per 100,000 residents — 90% lower than the national average of ~380 per 100,000.

Violent Crime
38.4 /100k
Property Crime
268.8 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Palmer is served primarily by PALMER ISD. The student-to-teacher ratio is 16.0:1 .

Metric Palmer, TX National Avg
School District PALMER ISD
Elementary Schools 1
Middle Schools 2
High Schools 1
Student/Teacher Ratio 16.0:1 16:1
Bachelor's Degree or Higher 9.5% 35.4%
High School Diploma or Higher 52.9% 91.1%

Weather & Climate

Palmer sees average highs of 71.7°F in January and 96.6°F in July, with 26.1 inches of annual precipitation and 0.1 inches of snow per year.

MetricPalmer, TX
Average High — January71.7°F
Average High — July96.6°F
Annual Precipitation26.1"
Annual Snowfall0.1"

Demographics

MetricPalmer, TXNational Avg
Population1,523
Median Age18.538.9
Unemployment Rate0.0%3.7%
Avg Commute Time22.4 min26 min
White (non-Hispanic)66.2%59.3%
Black or African American0.0%13.6%
Hispanic or Latino33.8%18.9%
Asian0.0%6.3%
Under 1846.9%22.2%
65 and over7.0%16.8%

Nearby Cities

Palmer vs Other Cities

Frequently Asked Questions

Palmer's cost of living index is 85, where 100 is the national average. That makes Palmer roughly 15% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $52,500 and median rent is N/A/month.
Palmer's violent crime rate is 38.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 268.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Palmer are operated by PALMER ISD. The district has 1 elementary, 2 middle, and 1 high schools. The student-to-teacher ratio is 16.0:1. 9.5% of adults 25+ hold a bachelor's degree or higher.
Palmer, TX has a population of 1,523, a median household income of $50,338, and an unemployment rate of 0.0%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Palmer averages 71.7°F in January and 96.6°F in July. Annual rainfall is 26.1 inches with about 0.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
The population of Palmer, Texas is 1,523 with a median age of 18.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Palmer: cost of living index 85 (100 = US average), median home $52,500, median household income $50,338, crime index 11 (100 = US average, lower is safer), schools rated C. Whether these are benefits or drawbacks depends on where you're coming from — compare Palmer side by side with your current city to see the trade-offs.