Is Palmer, TX a Good Place to Live?
Palmer is a small town of 1,523 in Texas, with a median household income of $50,338 . Its cost of living index is 85 (US average = 100), which is 15% below the national average.
Strengths: Palmer stands out for an affordable cost of living, below-average home prices, lower-than-average crime, short average commutes.
Trade-offs: No major red flags stand out in the available data. Whether Palmer is right for you depends on your priorities — the full breakdown is below.
All Palmer city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 85.2Palmer's overall cost of living index is 85.2, where 100 represents the US national average. Living in Palmer costs roughly 15% less than the average American city.
| Metric | Palmer, TX | National Avg |
|---|---|---|
| Median Home Value | $52,500 | $244,900 |
| Median Monthly Rent | N/A | $1,163 |
| Homeownership Rate | 81.6% | 65.9% |
| Median Household Income | $50,338 | $74,755 |
Crime & Safety
Very SafePalmer's violent crime rate is 38.4 per 100,000 residents — 90% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Palmer is served primarily by PALMER ISD. The student-to-teacher ratio is 16.0:1 .
| Metric | Palmer, TX | National Avg |
|---|---|---|
| School District | PALMER ISD | — |
| Elementary Schools | 1 | — |
| Middle Schools | 2 | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 16.0:1 | 16:1 |
| Bachelor's Degree or Higher | 9.5% | 35.4% |
| High School Diploma or Higher | 52.9% | 91.1% |
Weather & Climate
Palmer sees average highs of 71.7°F in January and 96.6°F in July, with 26.1 inches of annual precipitation and 0.1 inches of snow per year.
| Metric | Palmer, TX |
|---|---|
| Average High — January | 71.7°F |
| Average High — July | 96.6°F |
| Annual Precipitation | 26.1" |
| Annual Snowfall | 0.1" |
Demographics
| Metric | Palmer, TX | National Avg |
|---|---|---|
| Population | 1,523 | — |
| Median Age | 18.5 | 38.9 |
| Unemployment Rate | 0.0% | 3.7% |
| Avg Commute Time | 22.4 min | 26 min |
| White (non-Hispanic) | 66.2% | 59.3% |
| Black or African American | 0.0% | 13.6% |
| Hispanic or Latino | 33.8% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 46.9% | 22.2% |
| 65 and over | 7.0% | 16.8% |