What are the schools like in Oak Valley, TX?

School district data for Oak Valley is sourced from the National Center for Education Statistics (NCES).

What is the median household income in Oak Valley?

The median household income in Oak Valley, TX is $77,000 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 8.6%.

What is the weather like in Oak Valley, TX?

Oak Valley has an average high temperature of 57.3°F in January and 94.6°F in July. Annual precipitation averages 42.1 inches and annual snowfall averages 0.4 inches.

Oak Valley, TX Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Oak Valley, TX affordable or expensive?

Oak Valley's cost of living index is 91, where 100 represents the national average. This means Oak Valley is 9% less expensive than the average US city. The median home value is $108,000 and the median rent is $900 per month.

Q: What is the crime rate in Oak Valley, TX?

Oak Valley has a violent crime rate of 355.2 incidents per 100,000 residents and a property crime rate of 1618.3 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Oak Valley, TX a Good Place to Live?

Oak Valley is a small town of 505 in Texas, with a median household income of $77,000 and a 8.6% unemployment rate. Its cost of living index is 91 (US average = 100), which is 9% below the national average.

Strengths: Oak Valley stands out for an affordable cost of living, below-average home prices, short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Oak Valley is right for you depends on your priorities — the full breakdown is below.

All Oak Valley city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 91.1

Oak Valley's overall cost of living index is 91.1, where 100 represents the US national average. Living in Oak Valley costs roughly 9% less than the average American city.

Metric	Oak Valley, TX	National Avg
Median Home Value	$108,000	$244,900
Median Monthly Rent	$900	$1,163
Homeownership Rate	89.9%	65.9%
Median Household Income	$77,000	$74,755

Crime & Safety

Safer than Average

Oak Valley's violent crime rate is 355.2 per 100,000 residents — 7% lower than the national average of ~380 per 100,000.

Violent Crime

355.2 /100k

Property Crime

1618.3 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric	Oak Valley, TX	National Avg
School District	N/A	—
Elementary Schools	N/A	—
Middle Schools	N/A	—
High Schools	N/A	—
Student/Teacher Ratio	N/A	16:1
Bachelor's Degree or Higher	17.4%	35.4%
High School Diploma or Higher	84.9%	91.1%

Weather & Climate

Oak Valley sees average highs of 57.3°F in January and 94.6°F in July, with 42.1 inches of annual precipitation and 0.4 inches of snow per year.

Metric	Oak Valley, TX
Average High — January	57.3°F
Average High — July	94.6°F
Annual Precipitation	42.1"
Annual Snowfall	0.4"

Demographics

Metric	Oak Valley, TX	National Avg
Population	505	—
Median Age	42.8	38.9
Unemployment Rate	8.6%	3.7%
Avg Commute Time	24.6 min	26 min
White (non-Hispanic)	85.1%	59.3%
Black or African American	5.0%	13.6%
Hispanic or Latino	4.8%	18.9%
Asian	0.0%	6.3%
Under 18	22.0%	22.2%
65 and over	21.8%	16.8%

Nearby Cities

Retreat, TX 3 mi Corsicana, TX 5 mi Mustang, TX 5 mi Angus, TX 6 mi Navarro, TX 8 mi

Oak Valley vs Other Cities

Oak Valley, TX vs Retreat, TX Oak Valley, TX vs Corsicana, TX Oak Valley, TX vs Mustang, TX Oak Valley, TX vs Angus, TX Oak Valley, TX vs Navarro, TX

Frequently Asked Questions

Is Oak Valley, TX affordable or expensive?

Oak Valley's cost of living index is 91, where 100 is the national average. That makes Oak Valley roughly 9% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $108,000 and median rent is $900/month.

What is the crime rate in Oak Valley, TX?

Oak Valley's violent crime rate is 355.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1618.3 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Oak Valley?

School district information is sourced from NCES Common Core of Data.

Is Oak Valley, TX a good place to live?

Oak Valley, TX has a population of 505, a median household income of $77,000, and an unemployment rate of 8.6%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Oak Valley?

Oak Valley averages 57.3°F in January and 94.6°F in July. Annual rainfall is 42.1 inches with about 0.4 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What is the population of Oak Valley?

The population of Oak Valley, Texas is 505 with a median age of 42.8. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Oak Valley?

Key numbers for living in Oak Valley: cost of living index 91 (100 = US average), median home $108,000, median household income $77,000, crime index 87 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Oak Valley side by side with your current city to see the trade-offs.