Is Oak Point, TX a Good Place to Live?
Oak Point is a small town of 4,957 in Texas, with a median household income of $104,120 and a 1.5% unemployment rate. Its cost of living index is 103 (US average = 100), which is 3% above the national average.
Strengths: Oak Point stands out for solid school ratings (A-), a well-educated population.
Trade-offs: No major red flags stand out in the available data. Whether Oak Point is right for you depends on your priorities — the full breakdown is below.
All Oak Point city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 103.3Oak Point's overall cost of living index is 103.3, where 100 represents the US national average. Living in Oak Point costs roughly 3% more than the average American city.
| Metric | Oak Point, TX | National Avg |
|---|---|---|
| Median Home Value | $357,000 | $244,900 |
| Median Monthly Rent | $2,196 | $1,163 |
| Homeownership Rate | 86.6% | 65.9% |
| Median Household Income | $104,120 | $74,755 |
Crime & Safety
Very SafeOak Point's violent crime rate is 133.1 per 100,000 residents — 65% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Oak Point is served primarily by DENTON ISD. The student-to-teacher ratio is 13.8:1 (better than the national average of ~16:1).
| Metric | Oak Point, TX | National Avg |
|---|---|---|
| School District | DENTON ISD | — |
| Elementary Schools | 26 | — |
| Middle Schools | 9 | — |
| High Schools | 8 | — |
| Student/Teacher Ratio | 13.8:1 | 16:1 |
| Bachelor's Degree or Higher | 38.9% | 35.4% |
| High School Diploma or Higher | 95.6% | 91.1% |
Weather & Climate
Oak Point sees average highs of 55.8°F in January and 95.9°F in July, with 41.9 inches of annual precipitation and 0.1 inches of snow per year.
| Metric | Oak Point, TX |
|---|---|
| Average High — January | 55.8°F |
| Average High — July | 95.9°F |
| Annual Precipitation | 41.9" |
| Annual Snowfall | 0.1" |
Demographics
| Metric | Oak Point, TX | National Avg |
|---|---|---|
| Population | 4,957 | — |
| Median Age | 34.2 | 38.9 |
| Unemployment Rate | 1.5% | 3.7% |
| Avg Commute Time | 29.4 min | 26 min |
| White (non-Hispanic) | 77.1% | 59.3% |
| Black or African American | 3.8% | 13.6% |
| Hispanic or Latino | 10.9% | 18.9% |
| Asian | 2.3% | 6.3% |
| Under 18 | 28.5% | 22.2% |
| 65 and over | 12.5% | 16.8% |