Median Income
N/A
household / year
Median Home Value
$425,800
owner-occupied
Median Rent
N/A
gross / month
Cost of Living
100
national avg = 100

Is Oak Island, TX a Good Place to Live?

Oak Island is a small town of 256 in Texas, with a median household income of N/A . Its cost of living index is 100 (US average = 100), which is 0% above the national average.

Strengths: Oak Island's profile is close to national averages across most measures.

Trade-offs: Potential downsides include high home prices. Whether Oak Island is right for you depends on your priorities — the full breakdown is below.

All Oak Island city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 100.2

Oak Island's overall cost of living index is 100.2, where 100 represents the US national average. Living in Oak Island costs roughly 0% more than the average American city.

Metric Oak Island, TX National Avg
Median Home Value $425,800 $244,900
Median Monthly Rent N/A $1,163
Homeownership Rate 74.2% 65.9%
Median Household Income N/A $74,755

Crime & Safety

Near National Average

Oak Island's violent crime rate is 369.6 per 100,000 residents — 3% lower than the national average of ~380 per 100,000.

Violent Crime
369.6 /100k
Property Crime
2176.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric Oak Island, TX National Avg
School District N/A —
Elementary Schools N/A —
Middle Schools N/A —
High Schools N/A —
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 3.2% 35.4%
High School Diploma or Higher 91.8% 91.1%

Weather & Climate

Oak Island sees average highs of 61.6°F in January and 90.7°F in July, with 59.7 inches of annual precipitation and 0.2 inches of snow per year.

MetricOak Island, TX
Average High — January61.6°F
Average High — July90.7°F
Annual Precipitation59.7"
Annual Snowfall0.2"

Demographics

MetricOak Island, TXNational Avg
Population256—
Median Age53.838.9
Unemployment Rate0.0%3.7%
Avg Commute TimeN/A26 min
White (non-Hispanic)97.3%59.3%
Black or African American0.0%13.6%
Hispanic or Latino2.7%18.9%
Asian0.0%6.3%
Under 1814.5%22.2%
65 and over44.1%16.8%

Nearby Cities

Anahuac, TX 7 mi Beach City, TX 11 mi Cove, TX 13 mi Bolivar Peninsula, TX 14 mi Old River-Winfree, TX 17 mi

Oak Island vs Other Cities

Oak Island, TX vs Anahuac, TX Oak Island, TX vs Beach City, TX Oak Island, TX vs Cove, TX Oak Island, TX vs Bolivar Peninsula, TX Oak Island, TX vs Old River-Winfree, TX

Frequently Asked Questions

Oak Island's cost of living index is 100, where 100 is the national average. That puts Oak Island roughly 0% above the national average in cost. The median home price is $425,800 and median rent is N/A/month.
Oak Island's violent crime rate is 369.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2176.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Oak Island, TX has a population of 256, a median household income of N/A, and an unemployment rate of 0.0%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Oak Island averages 61.6°F in January and 90.7°F in July. Annual rainfall is 59.7 inches with about 0.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
The population of Oak Island, Texas is 256 with a median age of 53.8. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Oak Island: cost of living index 100 (100 = US average), median home $425,800, median household income N/A, crime index 100 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Oak Island side by side with your current city to see the trade-offs.