What are the schools like in Murphy, TX?

Murphy is served primarily by PLANO ISD. The district operates 45 elementary schools, 13 middle schools, and 13 high schools with a student-to-teacher ratio of 13.7:1.

What is the median household income in Murphy?

The median household income in Murphy, TX is $152,847 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 5.2%.

What is the weather like in Murphy, TX?

Murphy has an average high temperature of 53.7°F in January and 92.4°F in July. Annual precipitation averages 42.2 inches and annual snowfall averages 0.2 inches.

Murphy, TX Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Murphy, TX affordable or expensive?

Murphy's cost of living index is 103, where 100 represents the national average. This means Murphy is 3% more expensive than the average US city. The median home value is $458,400 and the median rent is $2,354 per month.

Q: What is the crime rate in Murphy, TX?

Murphy has a violent crime rate of 43.1 incidents per 100,000 residents and a property crime rate of 474.4 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Murphy, TX a Good Place to Live?

Murphy is a small city of 20,880 in Texas, with a median household income of $152,847 and a 5.2% unemployment rate. Its cost of living index is 103 (US average = 100), which is 3% above the national average.

Strengths: Murphy stands out for lower-than-average crime, solid school ratings (A+), a well-educated population.

Trade-offs: Potential downsides include high home prices, longer commutes, an elevated unemployment rate. Whether Murphy is right for you depends on your priorities — the full breakdown is below.

All Murphy city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 103.3

Murphy's overall cost of living index is 103.3, where 100 represents the US national average. Living in Murphy costs roughly 3% more than the average American city.

Metric	Murphy, TX	National Avg
Median Home Value	$458,400	$244,900
Median Monthly Rent	$2,354	$1,163
Homeownership Rate	91.8%	65.9%
Median Household Income	$152,847	$74,755

Crime & Safety

Very Safe

Murphy's violent crime rate is 43.1 per 100,000 residents — 89% lower than the national average of ~380 per 100,000.

Violent Crime

43.1 /100k

Property Crime

474.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Murphy is served primarily by PLANO ISD. The student-to-teacher ratio is 13.7:1 (better than the national average of ~16:1).

Metric	Murphy, TX	National Avg
School District	PLANO ISD	—
Elementary Schools	45	—
Middle Schools	13	—
High Schools	13	—
Student/Teacher Ratio	13.7:1	16:1
Bachelor's Degree or Higher	55.1%	35.4%
High School Diploma or Higher	96.3%	91.1%

Weather & Climate

Murphy sees average highs of 53.7°F in January and 92.4°F in July, with 42.2 inches of annual precipitation and 0.2 inches of snow per year.

Metric	Murphy, TX
Average High — January	53.7°F
Average High — July	92.4°F
Annual Precipitation	42.2"
Annual Snowfall	0.2"

Demographics

Metric	Murphy, TX	National Avg
Population	20,880	—
Median Age	39.3	38.9
Unemployment Rate	5.2%	3.7%
Avg Commute Time	32.4 min	26 min
White (non-Hispanic)	50.5%	59.3%
Black or African American	10.1%	13.6%
Hispanic or Latino	2.0%	18.9%
Asian	33.9%	6.3%
Under 18	33.5%	22.2%
65 and over	9.6%	16.8%

Nearby Cities

Parker, TX 3 mi Sachse, TX 4 mi St. Paul, TX 4 mi Seis Lagos, TX 4 mi Wylie, TX 5 mi

ZIP Codes in Murphy

Murphy, TX is covered by 1 ZIP code:

75094

Murphy vs Other Cities

Murphy, TX vs Parker, TX Murphy, TX vs Sachse, TX Murphy, TX vs St. Paul, TX Murphy, TX vs Seis Lagos, TX Murphy, TX vs Wylie, TX

Frequently Asked Questions

Is Murphy, TX affordable or expensive?

Murphy's cost of living index is 103, where 100 is the national average. That puts Murphy roughly 3% above the national average in cost. The median home price is $458,400 and median rent is $2,354/month.

What is the crime rate in Murphy, TX?

Murphy's violent crime rate is 43.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 474.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Murphy?

Public schools in Murphy are operated by PLANO ISD. The district has 45 elementary, 13 middle, and 13 high schools. The student-to-teacher ratio is 13.7:1. 55.1% of adults 25+ hold a bachelor's degree or higher.

Is Murphy, TX a good place to live?

Murphy, TX has a population of 20,880, a median household income of $152,847, and an unemployment rate of 5.2%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Murphy?

Murphy averages 53.7°F in January and 92.4°F in July. Annual rainfall is 42.2 inches with about 0.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Murphy?

Murphy, TX is covered by 1 ZIP code: 75094.

What is the population of Murphy?

The population of Murphy, Texas is 20,880 with a median age of 39.3. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Murphy?

Key numbers for living in Murphy: cost of living index 103 (100 = US average), median home $458,400, median household income $152,847, crime index 16 (100 = US average, lower is safer), schools rated A+. Whether these are benefits or drawbacks depends on where you're coming from — compare Murphy side by side with your current city to see the trade-offs.