Morgan is a small town of 530 in Texas, with a median household income of $50,104
and a 15.5% unemployment rate.
Its cost of living index is 89 (US average = 100), which is
11% below the national average.
Strengths:
Morgan stands out for an affordable cost of living, below-average home prices, solid school ratings (A-).
Trade-offs:
Potential downsides include longer commutes, an elevated unemployment rate. Whether Morgan is right for you depends on your priorities — the full breakdown is below.
All Morgan city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 89.0
Morgan's overall cost of living index is 89.0,
where 100 represents the US national average.
Living in Morgan costs roughly 11% less than the average American city.
Metric
Morgan, TX
National Avg
Median Home Value
$77,100
$244,900
Median Monthly Rent
$850
$1,163
Homeownership Rate
60.9%
65.9%
Median Household Income
$50,104
$74,755
Crime & Safety
Very Safe
Morgan's violent crime rate is 69.6 per 100,000 residents
— 82% lower than the national average of ~380 per 100,000.
Violent Crime
69.6 /100k
Property Crime
310.4 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Morgan is served primarily by MORGAN ISD.
The student-to-teacher ratio is 8.9:1
(better than the national average of ~16:1).
Metric
Morgan, TX
National Avg
School District
MORGAN ISD
—
Elementary Schools
N/A
—
Middle Schools
N/A
—
High Schools
N/A
—
Student/Teacher Ratio
8.9:1
16:1
Bachelor's Degree or Higher
3.1%
35.4%
High School Diploma or Higher
61.4%
91.1%
Weather & Climate
Morgan sees average highs of 57.0°F in January
and 95.4°F in July,
with 39.6 inches of annual precipitation
and 0.2 inches of snow per year.
Morgan's cost of living index is 89, where 100 is the national average.
That makes Morgan roughly 11% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $77,100 and median rent is $850/month.
Morgan's violent crime rate is 69.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 310.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Morgan are operated by MORGAN ISD.
The district has several elementary, several middle, and several high schools.
The student-to-teacher ratio is 8.9:1. 3.1% of adults 25+ hold a bachelor's degree or higher.
Morgan, TX has a population of 530, a median household income of $50,104, and an unemployment rate of 15.5%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Morgan averages 57.0°F in January and 95.4°F in July. Annual rainfall is 39.6 inches
with about 0.2 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Morgan, TX is covered by 1 ZIP code: 76671.
The population of Morgan, Texas is 530 with a median age of 34.7. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Morgan: cost of living index 89 (100 = US average), median home $77,100, median household income $50,104, crime index 17 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Morgan side by side with your current city to see the trade-offs.
