What are the schools like in Moody, TX?

Moody is served primarily by MOODY ISD. The district operates 1 elementary schools, 1 middle schools, and 1 high schools with a student-to-teacher ratio of 11.9:1.

What is the median household income in Moody?

The median household income in Moody, TX is $57,500 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 2.8%.

What is the weather like in Moody, TX?

Moody has an average high temperature of 58.5°F in January and 95.1°F in July. Annual precipitation averages 37.1 inches.

Moody, TX Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Moody, TX affordable or expensive?

Moody's cost of living index is 91, where 100 represents the national average. This means Moody is 9% less expensive than the average US city. The median home value is $114,400 and the median rent is $1,051 per month.

Q: What is the crime rate in Moody, TX?

Moody has a violent crime rate of 346.0 incidents per 100,000 residents and a property crime rate of 1757.1 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Moody, TX a Good Place to Live?

Moody is a small town of 1,394 in Texas, with a median household income of $57,500 and a 2.8% unemployment rate. Its cost of living index is 91 (US average = 100), which is 9% below the national average.

Strengths: Moody stands out for an affordable cost of living, below-average home prices, solid school ratings (B-), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Moody is right for you depends on your priorities — the full breakdown is below.

All Moody city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 90.8

Moody's overall cost of living index is 90.8, where 100 represents the US national average. Living in Moody costs roughly 9% less than the average American city.

Metric	Moody, TX	National Avg
Median Home Value	$114,400	$244,900
Median Monthly Rent	$1,051	$1,163
Homeownership Rate	61.3%	65.9%
Median Household Income	$57,500	$74,755

Crime & Safety

Safer than Average

Moody's violent crime rate is 346.0 per 100,000 residents — 9% lower than the national average of ~380 per 100,000.

Violent Crime

346.0 /100k

Property Crime

1757.1 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Moody is served primarily by MOODY ISD. The student-to-teacher ratio is 11.9:1 (better than the national average of ~16:1).

Metric	Moody, TX	National Avg
School District	MOODY ISD	—
Elementary Schools	1	—
Middle Schools	1	—
High Schools	1	—
Student/Teacher Ratio	11.9:1	16:1
Bachelor's Degree or Higher	14.0%	35.4%
High School Diploma or Higher	88.6%	91.1%

Weather & Climate

Moody sees average highs of 58.5°F in January and 95.1°F in July, with 37.1 inches of annual precipitation .

Metric	Moody, TX
Average High — January	58.5°F
Average High — July	95.1°F
Annual Precipitation	37.1"
Annual Snowfall	Trace / None

Demographics

Metric	Moody, TX	National Avg
Population	1,394	—
Median Age	34.9	38.9
Unemployment Rate	2.8%	3.7%
Avg Commute Time	23.3 min	26 min
White (non-Hispanic)	75.0%	59.3%
Black or African American	8.1%	13.6%
Hispanic or Latino	12.3%	18.9%
Asian	0.7%	6.3%
Under 18	28.5%	22.2%
65 and over	11.5%	16.8%

Nearby Cities

Bruceville-Eddy, TX 6 mi Pendleton, TX 8 mi Troy, TX 9 mi McGregor, TX 9 mi Lorena, TX 10 mi

ZIP Codes in Moody

Moody, TX is covered by 1 ZIP code:

76557

Moody vs Other Cities

Moody, TX vs Bruceville-Eddy, TX Moody, TX vs Pendleton, TX Moody, TX vs Troy, TX Moody, TX vs McGregor, TX Moody, TX vs Lorena, TX

Frequently Asked Questions

Is Moody, TX affordable or expensive?

Moody's cost of living index is 91, where 100 is the national average. That makes Moody roughly 9% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $114,400 and median rent is $1,051/month.

What is the crime rate in Moody, TX?

Moody's violent crime rate is 346.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1757.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Moody?

Public schools in Moody are operated by MOODY ISD. The district has 1 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 11.9:1. 14.0% of adults 25+ hold a bachelor's degree or higher.

Is Moody, TX a good place to live?

Moody, TX has a population of 1,394, a median household income of $57,500, and an unemployment rate of 2.8%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Moody?

Moody averages 58.5°F in January and 95.1°F in July. Annual rainfall is 37.1 inches . Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Moody?

Moody, TX is covered by 1 ZIP code: 76557.

What is the population of Moody?

The population of Moody, Texas is 1,394 with a median age of 34.9. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Moody?

Key numbers for living in Moody: cost of living index 91 (100 = US average), median home $114,400, median household income $57,500, crime index 88 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Moody side by side with your current city to see the trade-offs.