Is Montgomery, TX a Good Place to Live?
Montgomery is a small town of 1,620 in Texas, with a median household income of $80,265 and a 3.3% unemployment rate. Its cost of living index is 100 (US average = 100), which is 0% above the national average.
Strengths: Montgomery stands out for lower-than-average crime, solid school ratings (B).
Trade-offs: Potential downsides include longer commutes. Whether Montgomery is right for you depends on your priorities — the full breakdown is below.
All Montgomery city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 100.2Montgomery's overall cost of living index is 100.2, where 100 represents the US national average. Living in Montgomery costs roughly 0% more than the average American city.
| Metric | Montgomery, TX | National Avg |
|---|---|---|
| Median Home Value | $354,200 | $244,900 |
| Median Monthly Rent | $1,309 | $1,163 |
| Homeownership Rate | 60.6% | 65.9% |
| Median Household Income | $80,265 | $74,755 |
Crime & Safety
Very SafeMontgomery's violent crime rate is 64.9 per 100,000 residents — 83% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Montgomery is served primarily by MONTGOMERY ISD. The student-to-teacher ratio is 15.8:1 (better than the national average of ~16:1).
| Metric | Montgomery, TX | National Avg |
|---|---|---|
| School District | MONTGOMERY ISD | — |
| Elementary Schools | 7 | — |
| Middle Schools | 2 | — |
| High Schools | 3 | — |
| Student/Teacher Ratio | 15.8:1 | 16:1 |
| Bachelor's Degree or Higher | 34.1% | 35.4% |
| High School Diploma or Higher | 95.9% | 91.1% |
Weather & Climate
Montgomery sees average highs of 62.7°F in January and 94.9°F in July, with 48.1 inches of annual precipitation .
| Metric | Montgomery, TX |
|---|---|
| Average High — January | 62.7°F |
| Average High — July | 94.9°F |
| Annual Precipitation | 48.1" |
| Annual Snowfall | Trace / None |
Demographics
| Metric | Montgomery, TX | National Avg |
|---|---|---|
| Population | 1,620 | — |
| Median Age | 35.8 | 38.9 |
| Unemployment Rate | 3.3% | 3.7% |
| Avg Commute Time | 31.5 min | 26 min |
| White (non-Hispanic) | 89.1% | 59.3% |
| Black or African American | 1.8% | 13.6% |
| Hispanic or Latino | 7.0% | 18.9% |
| Asian | 1.1% | 6.3% |
| Under 18 | 24.5% | 22.2% |
| 65 and over | 19.7% | 16.8% |
Nearby Cities
ZIP Codes in Montgomery
Montgomery, TX is covered by 1 ZIP code: