What are the schools like in Memphis, TX?

Memphis is served primarily by MEMPHIS ISD. The district operates 1 elementary schools, 1 middle schools, and 1 high schools with a student-to-teacher ratio of 9.2:1.

What is the median household income in Memphis?

The median household income in Memphis, TX is $43,901 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 9.1%.

What is the weather like in Memphis, TX?

Memphis has an average high temperature of 53.3°F in January and 96.2°F in July. Annual precipitation averages 22.3 inches and annual snowfall averages 4.0 inches.

Memphis, TX Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Memphis, TX affordable or expensive?

Memphis's cost of living index is 85, where 100 represents the national average. This means Memphis is 15% less expensive than the average US city. The median home value is $71,700 and the median rent is $544 per month.

Q: What is the crime rate in Memphis, TX?

Memphis has a violent crime rate of 98.1 incidents per 100,000 residents and a property crime rate of 294.4 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Memphis, TX a Good Place to Live?

Memphis is a small town of 2,130 in Texas, with a median household income of $43,901 and a 9.1% unemployment rate. Its cost of living index is 85 (US average = 100), which is 15% below the national average.

Strengths: Memphis stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (A-), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Memphis is right for you depends on your priorities — the full breakdown is below.

All Memphis city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 85.1

Memphis's overall cost of living index is 85.1, where 100 represents the US national average. Living in Memphis costs roughly 15% less than the average American city.

Metric	Memphis, TX	National Avg
Median Home Value	$71,700	$244,900
Median Monthly Rent	$544	$1,163
Homeownership Rate	68.2%	65.9%
Median Household Income	$43,901	$74,755

Crime & Safety

Very Safe

Memphis's violent crime rate is 98.1 per 100,000 residents — 74% lower than the national average of ~380 per 100,000.

Violent Crime

98.1 /100k

Property Crime

294.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Memphis is served primarily by MEMPHIS ISD. The student-to-teacher ratio is 9.2:1 (better than the national average of ~16:1).

Metric	Memphis, TX	National Avg
School District	MEMPHIS ISD	—
Elementary Schools	1	—
Middle Schools	1	—
High Schools	1	—
Student/Teacher Ratio	9.2:1	16:1
Bachelor's Degree or Higher	16.1%	35.4%
High School Diploma or Higher	81.5%	91.1%

Weather & Climate

Memphis sees average highs of 53.3°F in January and 96.2°F in July, with 22.3 inches of annual precipitation and 4.0 inches of snow per year.

Metric	Memphis, TX
Average High — January	53.3°F
Average High — July	96.2°F
Annual Precipitation	22.3"
Annual Snowfall	4.0"

Demographics

Metric	Memphis, TX	National Avg
Population	2,130	—
Median Age	43.7	38.9
Unemployment Rate	9.1%	3.7%
Avg Commute Time	16.8 min	26 min
White (non-Hispanic)	66.3%	59.3%
Black or African American	7.1%	13.6%
Hispanic or Latino	20.1%	18.9%
Asian	0.6%	6.3%
Under 18	23.6%	22.2%
65 and over	20.1%	16.8%

Nearby Cities

Lakeview, TX 10 mi Hedley, TX 12 mi Estelline, TX 14 mi Quail, TX 16 mi Lelia Lake, TX 18 mi

ZIP Codes in Memphis

Memphis, TX is covered by 1 ZIP code:

79245

Memphis vs Other Cities

Memphis, TX vs Lakeview, TX Memphis, TX vs Hedley, TX Memphis, TX vs Estelline, TX Memphis, TX vs Quail, TX Memphis, TX vs Lelia Lake, TX

Frequently Asked Questions

Is Memphis, TX affordable or expensive?

Memphis's cost of living index is 85, where 100 is the national average. That makes Memphis roughly 15% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $71,700 and median rent is $544/month.

What is the crime rate in Memphis, TX?

Memphis's violent crime rate is 98.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 294.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Memphis?

Public schools in Memphis are operated by MEMPHIS ISD. The district has 1 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 9.2:1. 16.1% of adults 25+ hold a bachelor's degree or higher.

Is Memphis, TX a good place to live?

Memphis, TX has a population of 2,130, a median household income of $43,901, and an unemployment rate of 9.1%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Memphis?

Memphis averages 53.3°F in January and 96.2°F in July. Annual rainfall is 22.3 inches with about 4.0 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Memphis?

Memphis, TX is covered by 1 ZIP code: 79245.

What is the population of Memphis?

The population of Memphis, Texas is 2,130 with a median age of 43.7. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Memphis?

Key numbers for living in Memphis: cost of living index 85 (100 = US average), median home $71,700, median household income $43,901, crime index 21 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Memphis side by side with your current city to see the trade-offs.