Lovelady is a small town of 503 in Texas, with a median household income of $40,714
and a 2.5% unemployment rate.
Its cost of living index is 91 (US average = 100), which is
9% below the national average.
Strengths:
Lovelady stands out for an affordable cost of living, below-average home prices, solid school ratings (A-).
Trade-offs:
Potential downsides include longer commutes. Whether Lovelady is right for you depends on your priorities — the full breakdown is below.
All Lovelady city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 90.8
Lovelady's overall cost of living index is 90.8,
where 100 represents the US national average.
Living in Lovelady costs roughly 9% less than the average American city.
Metric
Lovelady, TX
National Avg
Median Home Value
$105,800
$244,900
Median Monthly Rent
$882
$1,163
Homeownership Rate
66.5%
65.9%
Median Household Income
$40,714
$74,755
Crime & Safety
Very Safe
Lovelady's violent crime rate is 108.8 per 100,000 residents
— 71% lower than the national average of ~380 per 100,000.
Violent Crime
108.8 /100k
Property Crime
857.7 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Lovelady is served primarily by LOVELADY ISD.
The student-to-teacher ratio is 10.8:1
(better than the national average of ~16:1).
Metric
Lovelady, TX
National Avg
School District
LOVELADY ISD
—
Elementary Schools
1
—
Middle Schools
N/A
—
High Schools
1
—
Student/Teacher Ratio
10.8:1
16:1
Bachelor's Degree or Higher
29.2%
35.4%
High School Diploma or Higher
93.6%
91.1%
Weather & Climate
Lovelady sees average highs of 59.1°F in January
and 94.4°F in July,
with 50.3 inches of annual precipitation
.
Lovelady's cost of living index is 91, where 100 is the national average.
That makes Lovelady roughly 9% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $105,800 and median rent is $882/month.
Lovelady's violent crime rate is 108.8 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 857.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Lovelady are operated by LOVELADY ISD.
The district has 1 elementary, several middle, and 1 high schools.
The student-to-teacher ratio is 10.8:1. 29.2% of adults 25+ hold a bachelor's degree or higher.
Lovelady, TX has a population of 503, a median household income of $40,714, and an unemployment rate of 2.5%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Lovelady averages 59.1°F in January and 94.4°F in July. Annual rainfall is 50.3 inches
.
Based on NOAA 30-year climate normals (1991–2020).
Lovelady, TX is covered by 1 ZIP code: 75851.
The population of Lovelady, Texas is 503 with a median age of 45.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Lovelady: cost of living index 91 (100 = US average), median home $105,800, median household income $40,714, crime index 34 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Lovelady side by side with your current city to see the trade-offs.
