Median Income
$39,079
household / year
Median Home Value
$58,400
owner-occupied
Median Rent
$340
gross / month
Cost of Living
80
national avg = 100

Is Loraine, TX a Good Place to Live?

Loraine is a small town of 535 in Texas, with a median household income of $39,079 and a 5.2% unemployment rate. Its cost of living index is 80 (US average = 100), which is 20% below the national average.

Strengths: Loraine stands out for an affordable cost of living, below-average home prices, solid school ratings (A-), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Loraine is right for you depends on your priorities — the full breakdown is below.

All Loraine city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 80.3

Loraine's overall cost of living index is 80.3, where 100 represents the US national average. Living in Loraine costs roughly 20% less than the average American city.

Metric Loraine, TX National Avg
Median Home Value $58,400 $244,900
Median Monthly Rent $340 $1,163
Homeownership Rate 70.9% 65.9%
Median Household Income $39,079 $74,755

Crime & Safety

Very Safe

Loraine's violent crime rate is 105.3 per 100,000 residents — 72% lower than the national average of ~380 per 100,000.

Violent Crime
105.3 /100k
Property Crime
444.7 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Loraine is served primarily by LORAINE ISD. The student-to-teacher ratio is 7.6:1 (better than the national average of ~16:1).

Metric Loraine, TX National Avg
School District LORAINE ISD —
Elementary Schools N/A —
Middle Schools N/A —
High Schools N/A —
Student/Teacher Ratio 7.6:1 16:1
Bachelor's Degree or Higher 4.8% 35.4%
High School Diploma or Higher 77.2% 91.1%

Weather & Climate

Loraine sees average highs of 57.9°F in January and 96.7°F in July, with 22.0 inches of annual precipitation and 1.6 inches of snow per year.

MetricLoraine, TX
Average High — January57.9°F
Average High — July96.7°F
Annual Precipitation22.0"
Annual Snowfall1.6"

Demographics

MetricLoraine, TXNational Avg
Population535—
Median Age35.338.9
Unemployment Rate5.2%3.7%
Avg Commute Time22.0 min26 min
White (non-Hispanic)81.5%59.3%
Black or African American5.0%13.6%
Hispanic or Latino5.4%18.9%
Asian0.7%6.3%
Under 1829.3%22.2%
65 and over17.8%16.8%

Nearby Cities

ZIP Codes in Loraine

Loraine, TX is covered by 1 ZIP code:

Loraine vs Other Cities

Frequently Asked Questions

Loraine's cost of living index is 80, where 100 is the national average. That makes Loraine roughly 20% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $58,400 and median rent is $340/month.
Loraine's violent crime rate is 105.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 444.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Loraine are operated by LORAINE ISD. The district has several elementary, several middle, and several high schools. The student-to-teacher ratio is 7.6:1. 4.8% of adults 25+ hold a bachelor's degree or higher.
Loraine, TX has a population of 535, a median household income of $39,079, and an unemployment rate of 5.2%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Loraine averages 57.9°F in January and 96.7°F in July. Annual rainfall is 22.0 inches with about 1.6 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Loraine, TX is covered by 1 ZIP code: 79532.
The population of Loraine, Texas is 535 with a median age of 35.3. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Loraine: cost of living index 80 (100 = US average), median home $58,400, median household income $39,079, crime index 25 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Loraine side by side with your current city to see the trade-offs.