Median Income
$108,823
household / year
Median Home Value
$363,200
owner-occupied
Median Rent
$1,063
gross / month
Cost of Living
98
national avg = 100

Is Lago Vista, TX a Good Place to Live?

Lago Vista is a small town of 9,001 in Texas, with a median household income of $108,823 and a 5.0% unemployment rate. Its cost of living index is 98 (US average = 100), which is 2% below the national average.

Strengths: Lago Vista stands out for lower-than-average crime, solid school ratings (B+), a well-educated population.

Trade-offs: Potential downsides include longer commutes. Whether Lago Vista is right for you depends on your priorities — the full breakdown is below.

All Lago Vista city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 97.6

Lago Vista's overall cost of living index is 97.6, where 100 represents the US national average. Living in Lago Vista costs roughly 2% less than the average American city.

Metric Lago Vista, TX National Avg
Median Home Value $363,200 $244,900
Median Monthly Rent $1,063 $1,163
Homeownership Rate 86.9% 65.9%
Median Household Income $108,823 $74,755

Crime & Safety

Very Safe

Lago Vista's violent crime rate is 125.3 per 100,000 residents — 67% lower than the national average of ~380 per 100,000.

Violent Crime
125.3 /100k
Property Crime
433.7 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Lago Vista is served primarily by LAGO VISTA ISD. The student-to-teacher ratio is 14.4:1 (better than the national average of ~16:1).

Metric Lago Vista, TX National Avg
School District LAGO VISTA ISD
Elementary Schools 2
Middle Schools 1
High Schools 1
Student/Teacher Ratio 14.4:1 16:1
Bachelor's Degree or Higher 35.8% 35.4%
High School Diploma or Higher 92.3% 91.1%

Weather & Climate

Lago Vista sees average highs of 60.3°F in January and 94.2°F in July, with 35.5 inches of annual precipitation .

MetricLago Vista, TX
Average High — January60.3°F
Average High — July94.2°F
Annual Precipitation35.5"
Annual SnowfallTrace / None

Demographics

MetricLago Vista, TXNational Avg
Population9,001
Median Age52.938.9
Unemployment Rate5.0%3.7%
Avg Commute Time37.3 min26 min
White (non-Hispanic)84.5%59.3%
Black or African American2.5%13.6%
Hispanic or Latino10.0%18.9%
Asian0.2%6.3%
Under 1813.6%22.2%
65 and over26.9%16.8%

Nearby Cities

ZIP Codes in Lago Vista

Lago Vista, TX is covered by 1 ZIP code:

Lago Vista vs Other Cities

Frequently Asked Questions

Lago Vista's cost of living index is 98, where 100 is the national average. That makes Lago Vista roughly 2% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $363,200 and median rent is $1,063/month.
Lago Vista's violent crime rate is 125.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 433.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Lago Vista are operated by LAGO VISTA ISD. The district has 2 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 14.4:1. 35.8% of adults 25+ hold a bachelor's degree or higher.
Lago Vista, TX has a population of 9,001, a median household income of $108,823, and an unemployment rate of 5.0%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Lago Vista averages 60.3°F in January and 94.2°F in July. Annual rainfall is 35.5 inches . Based on NOAA 30-year climate normals (1991–2020).
Lago Vista, TX is covered by 1 ZIP code: 78645.
The population of Lago Vista, Texas is 9,001 with a median age of 52.9. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Lago Vista: cost of living index 98 (100 = US average), median home $363,200, median household income $108,823, crime index 28 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Lago Vista side by side with your current city to see the trade-offs.