What are the schools like in Kerrville, TX?

Kerrville is served primarily by KERRVILLE ISD. The district operates 4 elementary schools, 1 middle schools, and 3 high schools with a student-to-teacher ratio of 15.1:1.

What is the median household income in Kerrville?

The median household income in Kerrville, TX is $58,797 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 2.5%.

What is the weather like in Kerrville, TX?

Kerrville has an average high temperature of 59.1°F in January and 91.6°F in July. Annual precipitation averages 31.1 inches and annual snowfall averages 0.5 inches.

Kerrville, TX Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Kerrville, TX affordable or expensive?

Kerrville's cost of living index is 96, where 100 represents the national average. This means Kerrville is 4% less expensive than the average US city. The median home value is $258,000 and the median rent is $1,027 per month.

Q: What is the crime rate in Kerrville, TX?

Kerrville has a violent crime rate of 147.2 incidents per 100,000 residents and a property crime rate of 581.0 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Kerrville, TX a Good Place to Live?

Kerrville is a small city of 24,333 in Texas, with a median household income of $58,797 and a 2.5% unemployment rate. Its cost of living index is 96 (US average = 100), which is 4% below the national average.

Strengths: Kerrville stands out for an affordable cost of living, lower-than-average crime, solid school ratings (B), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Kerrville is right for you depends on your priorities — the full breakdown is below.

All Kerrville city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 96.5

Kerrville's overall cost of living index is 96.5, where 100 represents the US national average. Living in Kerrville costs roughly 4% less than the average American city.

Metric	Kerrville, TX	National Avg
Median Home Value	$258,000	$244,900
Median Monthly Rent	$1,027	$1,163
Homeownership Rate	58.7%	65.9%
Median Household Income	$58,797	$74,755

Crime & Safety

Very Safe

Kerrville's violent crime rate is 147.2 per 100,000 residents — 61% lower than the national average of ~380 per 100,000.

Violent Crime

147.2 /100k

Property Crime

581.0 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Kerrville is served primarily by KERRVILLE ISD. The student-to-teacher ratio is 15.1:1 (better than the national average of ~16:1).

Metric	Kerrville, TX	National Avg
School District	KERRVILLE ISD	—
Elementary Schools	4	—
Middle Schools	1	—
High Schools	3	—
Student/Teacher Ratio	15.1:1	16:1
Bachelor's Degree or Higher	30.8%	35.4%
High School Diploma or Higher	90.8%	91.1%

Weather & Climate

Kerrville sees average highs of 59.1°F in January and 91.6°F in July, with 31.1 inches of annual precipitation and 0.5 inches of snow per year.

Metric	Kerrville, TX
Average High — January	59.1°F
Average High — July	91.6°F
Annual Precipitation	31.1"
Annual Snowfall	0.5"

Demographics

Metric	Kerrville, TX	National Avg
Population	24,333	—
Median Age	39.9	38.9
Unemployment Rate	2.5%	3.7%
Avg Commute Time	16.4 min	26 min
White (non-Hispanic)	76.2%	59.3%
Black or African American	2.3%	13.6%
Hispanic or Latino	18.7%	18.9%
Asian	0.8%	6.3%
Under 18	21.4%	22.2%
65 and over	27.0%	16.8%

Nearby Cities

Ingram, TX 7 mi Center Point, TX 9 mi Comfort, TX 14 mi Harper, TX 18 mi Bandera, TX 22 mi

ZIP Codes in Kerrville

Kerrville, TX is covered by 1 ZIP code:

78028

Kerrville vs Other Cities

Kerrville, TX vs Ingram, TX Kerrville, TX vs Center Point, TX Kerrville, TX vs Comfort, TX Kerrville, TX vs Harper, TX Kerrville, TX vs Bandera, TX

Frequently Asked Questions

Is Kerrville, TX affordable or expensive?

Kerrville's cost of living index is 96, where 100 is the national average. That makes Kerrville roughly 4% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $258,000 and median rent is $1,027/month.

What is the crime rate in Kerrville, TX?

Kerrville's violent crime rate is 147.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 581.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Kerrville?

Public schools in Kerrville are operated by KERRVILLE ISD. The district has 4 elementary, 1 middle, and 3 high schools. The student-to-teacher ratio is 15.1:1. 30.8% of adults 25+ hold a bachelor's degree or higher.

Is Kerrville, TX a good place to live?

Kerrville, TX has a population of 24,333, a median household income of $58,797, and an unemployment rate of 2.5%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Kerrville?

Kerrville averages 59.1°F in January and 91.6°F in July. Annual rainfall is 31.1 inches with about 0.5 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Kerrville?

Kerrville, TX is covered by 1 ZIP code: 78028.

What is the population of Kerrville?

The population of Kerrville, Texas is 24,333 with a median age of 39.9. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Kerrville?

Key numbers for living in Kerrville: cost of living index 96 (100 = US average), median home $258,000, median household income $58,797, crime index 34 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Kerrville side by side with your current city to see the trade-offs.