Is Jefferson, TX a Good Place to Live?
Jefferson is a small town of 2,077 in Texas, with a median household income of $47,524 and a 10.8% unemployment rate. Its cost of living index is 91 (US average = 100), which is 9% below the national average.
Strengths: Jefferson stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), short average commutes.
Trade-offs: Potential downsides include an elevated unemployment rate. Whether Jefferson is right for you depends on your priorities — the full breakdown is below.
All Jefferson city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 91.3Jefferson's overall cost of living index is 91.3, where 100 represents the US national average. Living in Jefferson costs roughly 9% less than the average American city.
| Metric | Jefferson, TX | National Avg |
|---|---|---|
| Median Home Value | $128,800 | $244,900 |
| Median Monthly Rent | $828 | $1,163 |
| Homeownership Rate | 51.7% | 65.9% |
| Median Household Income | $47,524 | $74,755 |
Crime & Safety
Safer than AverageJefferson's violent crime rate is 271.6 per 100,000 residents — 29% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Jefferson is served primarily by JEFFERSON ISD. The student-to-teacher ratio is 11.8:1 (better than the national average of ~16:1).
| Metric | Jefferson, TX | National Avg |
|---|---|---|
| School District | JEFFERSON ISD | — |
| Elementary Schools | 2 | — |
| Middle Schools | 1 | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 11.8:1 | 16:1 |
| Bachelor's Degree or Higher | 23.6% | 35.4% |
| High School Diploma or Higher | 89.2% | 91.1% |
Weather & Climate
Jefferson sees average highs of 56.9°F in January and 94.0°F in July, with 49.7 inches of annual precipitation and 1.3 inches of snow per year.
| Metric | Jefferson, TX |
|---|---|
| Average High — January | 56.9°F |
| Average High — July | 94.0°F |
| Annual Precipitation | 49.7" |
| Annual Snowfall | 1.3" |
Demographics
| Metric | Jefferson, TX | National Avg |
|---|---|---|
| Population | 2,077 | — |
| Median Age | 42.9 | 38.9 |
| Unemployment Rate | 10.8% | 3.7% |
| Avg Commute Time | 23.9 min | 26 min |
| White (non-Hispanic) | 42.0% | 59.3% |
| Black or African American | 51.0% | 13.6% |
| Hispanic or Latino | 2.8% | 18.9% |
| Asian | 2.8% | 6.3% |
| Under 18 | 20.5% | 22.2% |
| 65 and over | 25.5% | 16.8% |
Nearby Cities
ZIP Codes in Jefferson
Jefferson, TX is covered by 1 ZIP code: