Median Income
$47,524
household / year
Median Home Value
$128,800
owner-occupied
Median Rent
$828
gross / month
Cost of Living
91
national avg = 100

Is Jefferson, TX a Good Place to Live?

Jefferson is a small town of 2,077 in Texas, with a median household income of $47,524 and a 10.8% unemployment rate. Its cost of living index is 91 (US average = 100), which is 9% below the national average.

Strengths: Jefferson stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Jefferson is right for you depends on your priorities — the full breakdown is below.

All Jefferson city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 91.3

Jefferson's overall cost of living index is 91.3, where 100 represents the US national average. Living in Jefferson costs roughly 9% less than the average American city.

Metric Jefferson, TX National Avg
Median Home Value $128,800 $244,900
Median Monthly Rent $828 $1,163
Homeownership Rate 51.7% 65.9%
Median Household Income $47,524 $74,755

Crime & Safety

Safer than Average

Jefferson's violent crime rate is 271.6 per 100,000 residents — 29% lower than the national average of ~380 per 100,000.

Violent Crime
271.6 /100k
Property Crime
2607.3 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Jefferson is served primarily by JEFFERSON ISD. The student-to-teacher ratio is 11.8:1 (better than the national average of ~16:1).

Metric Jefferson, TX National Avg
School District JEFFERSON ISD
Elementary Schools 2
Middle Schools 1
High Schools 1
Student/Teacher Ratio 11.8:1 16:1
Bachelor's Degree or Higher 23.6% 35.4%
High School Diploma or Higher 89.2% 91.1%

Weather & Climate

Jefferson sees average highs of 56.9°F in January and 94.0°F in July, with 49.7 inches of annual precipitation and 1.3 inches of snow per year.

MetricJefferson, TX
Average High — January56.9°F
Average High — July94.0°F
Annual Precipitation49.7"
Annual Snowfall1.3"

Demographics

MetricJefferson, TXNational Avg
Population2,077
Median Age42.938.9
Unemployment Rate10.8%3.7%
Avg Commute Time23.9 min26 min
White (non-Hispanic)42.0%59.3%
Black or African American51.0%13.6%
Hispanic or Latino2.8%18.9%
Asian2.8%6.3%
Under 1820.5%22.2%
65 and over25.5%16.8%

Nearby Cities

ZIP Codes in Jefferson

Jefferson, TX is covered by 1 ZIP code:

Jefferson vs Other Cities

Frequently Asked Questions

Jefferson's cost of living index is 91, where 100 is the national average. That makes Jefferson roughly 9% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $128,800 and median rent is $828/month.
Jefferson's violent crime rate is 271.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2607.3 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Jefferson are operated by JEFFERSON ISD. The district has 2 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 11.8:1. 23.6% of adults 25+ hold a bachelor's degree or higher.
Jefferson, TX has a population of 2,077, a median household income of $47,524, and an unemployment rate of 10.8%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Jefferson averages 56.9°F in January and 94.0°F in July. Annual rainfall is 49.7 inches with about 1.3 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Jefferson, TX is covered by 1 ZIP code: 75657.
The population of Jefferson, Texas is 2,077 with a median age of 42.9. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Jefferson: cost of living index 91 (100 = US average), median home $128,800, median household income $47,524, crime index 93 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Jefferson side by side with your current city to see the trade-offs.