Hill county courthouse 2013 · Larry D. Moore / CC BY 4.0Texas - Hillsboro - NARA - 68149437 (cropped) · Unknown authorUnknown author or not provided / Public domain+ Hill County Courthouse Best · Hillsboro Area Chamber of Commerce / CC BY-SA 4.0Hill County Courthouse - Willie Mural and Dinosaur Museum - Hillsboro, Texas · Lynette Hearrell / CC BY 4.0
Hillsboro is a small town of 8,281 in Texas, with a median household income of $53,021
and a 5.8% unemployment rate.
Its cost of living index is 91 (US average = 100), which is
9% below the national average.
Strengths:
Hillsboro stands out for an affordable cost of living, below-average home prices, lower-than-average crime, short average commutes.
Trade-offs:
Potential downsides include an elevated unemployment rate. Whether Hillsboro is right for you depends on your priorities — the full breakdown is below.
All Hillsboro city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 90.8
Hillsboro's overall cost of living index is 90.8,
where 100 represents the US national average.
Living in Hillsboro costs roughly 9% less than the average American city.
Metric
Hillsboro, TX
National Avg
Median Home Value
$99,700
$244,900
Median Monthly Rent
$911
$1,163
Homeownership Rate
50.8%
65.9%
Median Household Income
$53,021
$74,755
Crime & Safety
Very Safe
Hillsboro's violent crime rate is 135.2 per 100,000 residents
— 64% lower than the national average of ~380 per 100,000.
Violent Crime
135.2 /100k
Property Crime
1859.4 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Hillsboro is served primarily by HILLSBORO ISD.
The student-to-teacher ratio is 14.1:1
(better than the national average of ~16:1).
Metric
Hillsboro, TX
National Avg
School District
HILLSBORO ISD
—
Elementary Schools
1
—
Middle Schools
3
—
High Schools
1
—
Student/Teacher Ratio
14.1:1
16:1
Bachelor's Degree or Higher
17.8%
35.4%
High School Diploma or Higher
81.1%
91.1%
Weather & Climate
Hillsboro sees average highs of 59.0°F in January
and 96.0°F in July,
with 38.7 inches of annual precipitation
and 0.7 inches of snow per year.
Hillsboro's cost of living index is 91, where 100 is the national average.
That makes Hillsboro roughly 9% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $99,700 and median rent is $911/month.
Hillsboro's violent crime rate is 135.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1859.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Hillsboro are operated by HILLSBORO ISD.
The district has 1 elementary, 3 middle, and 1 high schools.
The student-to-teacher ratio is 14.1:1. 17.8% of adults 25+ hold a bachelor's degree or higher.
Hillsboro, TX has a population of 8,281, a median household income of $53,021, and an unemployment rate of 5.8%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Hillsboro averages 59.0°F in January and 96.0°F in July. Annual rainfall is 38.7 inches
with about 0.7 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Hillsboro, TX is covered by 1 ZIP code: 76645.
The population of Hillsboro, Texas is 8,281 with a median age of 35.2. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Hillsboro: cost of living index 91 (100 = US average), median home $99,700, median household income $53,021, crime index 57 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Hillsboro side by side with your current city to see the trade-offs.
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