Is Hamilton, TX a Good Place to Live?
Hamilton is a small town of 2,898 in Texas, with a median household income of $46,538 and a 2.2% unemployment rate. Its cost of living index is 90 (US average = 100), which is 10% below the national average.
Strengths: Hamilton stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), short average commutes.
Trade-offs: No major red flags stand out in the available data. Whether Hamilton is right for you depends on your priorities — the full breakdown is below.
All Hamilton city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 90.2Hamilton's overall cost of living index is 90.2, where 100 represents the US national average. Living in Hamilton costs roughly 10% less than the average American city.
| Metric | Hamilton, TX | National Avg |
|---|---|---|
| Median Home Value | $101,200 | $244,900 |
| Median Monthly Rent | $839 | $1,163 |
| Homeownership Rate | 79.7% | 65.9% |
| Median Household Income | $46,538 | $74,755 |
Crime & Safety
Safer than AverageHamilton's violent crime rate is 314.7 per 100,000 residents — 17% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Hamilton is served primarily by HAMILTON ISD. The student-to-teacher ratio is 10.7:1 (better than the national average of ~16:1).
| Metric | Hamilton, TX | National Avg |
|---|---|---|
| School District | HAMILTON ISD | — |
| Elementary Schools | 1 | — |
| Middle Schools | 1 | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 10.7:1 | 16:1 |
| Bachelor's Degree or Higher | 14.6% | 35.4% |
| High School Diploma or Higher | 81.0% | 91.1% |
Weather & Climate
Hamilton sees average highs of 58.7°F in January and 94.7°F in July, with 31.3 inches of annual precipitation and 0.2 inches of snow per year.
| Metric | Hamilton, TX |
|---|---|
| Average High — January | 58.7°F |
| Average High — July | 94.7°F |
| Annual Precipitation | 31.3" |
| Annual Snowfall | 0.2" |
Demographics
| Metric | Hamilton, TX | National Avg |
|---|---|---|
| Population | 2,898 | — |
| Median Age | 39.4 | 38.9 |
| Unemployment Rate | 2.2% | 3.7% |
| Avg Commute Time | 14.9 min | 26 min |
| White (non-Hispanic) | 81.7% | 59.3% |
| Black or African American | 0.7% | 13.6% |
| Hispanic or Latino | 15.6% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 20.4% | 22.2% |
| 65 and over | 21.8% | 16.8% |
Nearby Cities
ZIP Codes in Hamilton
Hamilton, TX is covered by 1 ZIP code: