Median Income
$46,538
household / year
Median Home Value
$101,200
owner-occupied
Median Rent
$839
gross / month
Cost of Living
90
national avg = 100

Is Hamilton, TX a Good Place to Live?

Hamilton is a small town of 2,898 in Texas, with a median household income of $46,538 and a 2.2% unemployment rate. Its cost of living index is 90 (US average = 100), which is 10% below the national average.

Strengths: Hamilton stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Hamilton is right for you depends on your priorities — the full breakdown is below.

All Hamilton city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 90.2

Hamilton's overall cost of living index is 90.2, where 100 represents the US national average. Living in Hamilton costs roughly 10% less than the average American city.

Metric Hamilton, TX National Avg
Median Home Value $101,200 $244,900
Median Monthly Rent $839 $1,163
Homeownership Rate 79.7% 65.9%
Median Household Income $46,538 $74,755

Crime & Safety

Safer than Average

Hamilton's violent crime rate is 314.7 per 100,000 residents — 17% lower than the national average of ~380 per 100,000.

Violent Crime
314.7 /100k
Property Crime
1083.9 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Hamilton is served primarily by HAMILTON ISD. The student-to-teacher ratio is 10.7:1 (better than the national average of ~16:1).

Metric Hamilton, TX National Avg
School District HAMILTON ISD
Elementary Schools 1
Middle Schools 1
High Schools 1
Student/Teacher Ratio 10.7:1 16:1
Bachelor's Degree or Higher 14.6% 35.4%
High School Diploma or Higher 81.0% 91.1%

Weather & Climate

Hamilton sees average highs of 58.7°F in January and 94.7°F in July, with 31.3 inches of annual precipitation and 0.2 inches of snow per year.

MetricHamilton, TX
Average High — January58.7°F
Average High — July94.7°F
Annual Precipitation31.3"
Annual Snowfall0.2"

Demographics

MetricHamilton, TXNational Avg
Population2,898
Median Age39.438.9
Unemployment Rate2.2%3.7%
Avg Commute Time14.9 min26 min
White (non-Hispanic)81.7%59.3%
Black or African American0.7%13.6%
Hispanic or Latino15.6%18.9%
Asian0.0%6.3%
Under 1820.4%22.2%
65 and over21.8%16.8%

Nearby Cities

ZIP Codes in Hamilton

Hamilton, TX is covered by 1 ZIP code:

Hamilton vs Other Cities

Frequently Asked Questions

Hamilton's cost of living index is 90, where 100 is the national average. That makes Hamilton roughly 10% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $101,200 and median rent is $839/month.
Hamilton's violent crime rate is 314.7 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1083.9 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Hamilton are operated by HAMILTON ISD. The district has 1 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 10.7:1. 14.6% of adults 25+ hold a bachelor's degree or higher.
Hamilton, TX has a population of 2,898, a median household income of $46,538, and an unemployment rate of 2.2%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Hamilton averages 58.7°F in January and 94.7°F in July. Annual rainfall is 31.3 inches with about 0.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Hamilton, TX is covered by 1 ZIP code: 76531.
The population of Hamilton, Texas is 2,898 with a median age of 39.4. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Hamilton: cost of living index 90 (100 = US average), median home $101,200, median household income $46,538, crime index 70 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Hamilton side by side with your current city to see the trade-offs.