Is Georgetown, TX a Good Place to Live?
Georgetown is a mid-sized city of 71,788 in Texas, with a median household income of $87,465 and a 5.7% unemployment rate. Its cost of living index is 98 (US average = 100), which is 2% below the national average.
Strengths: Georgetown stands out for lower-than-average crime, solid school ratings (A), a well-educated population.
Trade-offs: Potential downsides include an elevated unemployment rate. Whether Georgetown is right for you depends on your priorities — the full breakdown is below.
All Georgetown city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 97.6Georgetown's overall cost of living index is 97.6, where 100 represents the US national average. Living in Georgetown costs roughly 2% less than the average American city.
| Metric | Georgetown, TX | National Avg |
|---|---|---|
| Median Home Value | $361,700 | $244,900 |
| Median Monthly Rent | $1,575 | $1,163 |
| Homeownership Rate | 71.6% | 65.9% |
| Median Household Income | $87,465 | $74,755 |
Crime & Safety
Very SafeGeorgetown's violent crime rate is 191.1 per 100,000 residents — 50% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Georgetown is served primarily by GEORGETOWN ISD. The student-to-teacher ratio is 13.9:1 (better than the national average of ~16:1).
| Metric | Georgetown, TX | National Avg |
|---|---|---|
| School District | GEORGETOWN ISD | — |
| Elementary Schools | 11 | — |
| Middle Schools | 5 | — |
| High Schools | 6 | — |
| Student/Teacher Ratio | 13.9:1 | 16:1 |
| Bachelor's Degree or Higher | 48.0% | 35.4% |
| High School Diploma or Higher | 94.4% | 91.1% |
Weather & Climate
Georgetown sees average highs of 60.3°F in January and 95.9°F in July, with 36.3 inches of annual precipitation .
| Metric | Georgetown, TX |
|---|---|
| Average High — January | 60.3°F |
| Average High — July | 95.9°F |
| Annual Precipitation | 36.3" |
| Annual Snowfall | Trace / None |
Demographics
| Metric | Georgetown, TX | National Avg |
|---|---|---|
| Population | 71,788 | — |
| Median Age | 44.7 | 38.9 |
| Unemployment Rate | 5.7% | 3.7% |
| Avg Commute Time | 26.9 min | 26 min |
| White (non-Hispanic) | 77.5% | 59.3% |
| Black or African American | 5.2% | 13.6% |
| Hispanic or Latino | 12.3% | 18.9% |
| Asian | 2.0% | 6.3% |
| Under 18 | 19.1% | 22.2% |
| 65 and over | 28.5% | 16.8% |
Nearby Cities
ZIP Codes in Georgetown
Georgetown, TX is covered by 3 ZIP codes: