Median Income
$87,465
household / year
Median Home Value
$361,700
owner-occupied
Median Rent
$1,575
gross / month
Cost of Living
98
national avg = 100

Is Georgetown, TX a Good Place to Live?

Georgetown is a mid-sized city of 71,788 in Texas, with a median household income of $87,465 and a 5.7% unemployment rate. Its cost of living index is 98 (US average = 100), which is 2% below the national average.

Strengths: Georgetown stands out for lower-than-average crime, solid school ratings (A), a well-educated population.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Georgetown is right for you depends on your priorities — the full breakdown is below.

All Georgetown city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 97.6

Georgetown's overall cost of living index is 97.6, where 100 represents the US national average. Living in Georgetown costs roughly 2% less than the average American city.

Metric Georgetown, TX National Avg
Median Home Value $361,700 $244,900
Median Monthly Rent $1,575 $1,163
Homeownership Rate 71.6% 65.9%
Median Household Income $87,465 $74,755

Crime & Safety

Very Safe

Georgetown's violent crime rate is 191.1 per 100,000 residents — 50% lower than the national average of ~380 per 100,000.

Violent Crime
191.1 /100k
Property Crime
1170.1 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Georgetown is served primarily by GEORGETOWN ISD. The student-to-teacher ratio is 13.9:1 (better than the national average of ~16:1).

Metric Georgetown, TX National Avg
School District GEORGETOWN ISD
Elementary Schools 11
Middle Schools 5
High Schools 6
Student/Teacher Ratio 13.9:1 16:1
Bachelor's Degree or Higher 48.0% 35.4%
High School Diploma or Higher 94.4% 91.1%

Weather & Climate

Georgetown sees average highs of 60.3°F in January and 95.9°F in July, with 36.3 inches of annual precipitation .

MetricGeorgetown, TX
Average High — January60.3°F
Average High — July95.9°F
Annual Precipitation36.3"
Annual SnowfallTrace / None

Demographics

MetricGeorgetown, TXNational Avg
Population71,788
Median Age44.738.9
Unemployment Rate5.7%3.7%
Avg Commute Time26.9 min26 min
White (non-Hispanic)77.5%59.3%
Black or African American5.2%13.6%
Hispanic or Latino12.3%18.9%
Asian2.0%6.3%
Under 1819.1%22.2%
65 and over28.5%16.8%

Nearby Cities

ZIP Codes in Georgetown

Georgetown, TX is covered by 3 ZIP codes:

Georgetown vs Other Cities

Frequently Asked Questions

Georgetown's cost of living index is 98, where 100 is the national average. That makes Georgetown roughly 2% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $361,700 and median rent is $1,575/month.
Georgetown's violent crime rate is 191.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1170.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Georgetown are operated by GEORGETOWN ISD. The district has 11 elementary, 5 middle, and 6 high schools. The student-to-teacher ratio is 13.9:1. 48.0% of adults 25+ hold a bachelor's degree or higher.
Georgetown, TX has a population of 71,788, a median household income of $87,465, and an unemployment rate of 5.7%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Georgetown averages 60.3°F in January and 95.9°F in July. Annual rainfall is 36.3 inches . Based on NOAA 30-year climate normals (1991–2020).
Georgetown, TX is covered by 3 ZIP codes: 78626, 78628, 78633.
The population of Georgetown, Texas is 71,788 with a median age of 44.7. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Georgetown: cost of living index 98 (100 = US average), median home $361,700, median household income $87,465, crime index 52 (100 = US average, lower is safer), schools rated A. Whether these are benefits or drawbacks depends on where you're coming from — compare Georgetown side by side with your current city to see the trade-offs.