Median Income
$46,536
household / year
Median Home Value
$123,400
owner-occupied
Median Rent
$937
gross / month
Cost of Living
92
national avg = 100

Is Gatesville, TX a Good Place to Live?

Gatesville is a small city of 15,848 in Texas, with a median household income of $46,536 and a 6.7% unemployment rate. Its cost of living index is 92 (US average = 100), which is 8% below the national average.

Strengths: Gatesville stands out for an affordable cost of living, below-average home prices, lower-than-average crime, short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Gatesville is right for you depends on your priorities — the full breakdown is below.

All Gatesville city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 91.8

Gatesville's overall cost of living index is 91.8, where 100 represents the US national average. Living in Gatesville costs roughly 8% less than the average American city.

Metric Gatesville, TX National Avg
Median Home Value $123,400 $244,900
Median Monthly Rent $937 $1,163
Homeownership Rate 57.3% 65.9%
Median Household Income $46,536 $74,755

Crime & Safety

Very Safe

Gatesville's violent crime rate is 148.6 per 100,000 residents — 61% lower than the national average of ~380 per 100,000.

Violent Crime
148.6 /100k
Property Crime
866.7 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Gatesville is served primarily by GATESVILLE ISD. The student-to-teacher ratio is 13.1:1 (better than the national average of ~16:1).

Metric Gatesville, TX National Avg
School District GATESVILLE ISD
Elementary Schools 2
Middle Schools 2
High Schools 1
Student/Teacher Ratio 13.1:1 16:1
Bachelor's Degree or Higher 8.2% 35.4%
High School Diploma or Higher 80.1% 91.1%

Weather & Climate

Gatesville sees average highs of 60.3°F in January and 95.1°F in July, with 37.0 inches of annual precipitation and 0.2 inches of snow per year.

MetricGatesville, TX
Average High — January60.3°F
Average High — July95.1°F
Annual Precipitation37.0"
Annual Snowfall0.2"

Demographics

MetricGatesville, TXNational Avg
Population15,848
Median Age39.438.9
Unemployment Rate6.7%3.7%
Avg Commute Time21.4 min26 min
White (non-Hispanic)60.5%59.3%
Black or African American15.4%13.6%
Hispanic or Latino13.9%18.9%
Asian1.0%6.3%
Under 189.2%22.2%
65 and over9.7%16.8%

Nearby Cities

ZIP Codes in Gatesville

Gatesville, TX is covered by 5 ZIP codes:

Gatesville vs Other Cities

Frequently Asked Questions

Gatesville's cost of living index is 92, where 100 is the national average. That makes Gatesville roughly 8% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $123,400 and median rent is $937/month.
Gatesville's violent crime rate is 148.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 866.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Gatesville are operated by GATESVILLE ISD. The district has 2 elementary, 2 middle, and 1 high schools. The student-to-teacher ratio is 13.1:1. 8.2% of adults 25+ hold a bachelor's degree or higher.
Gatesville, TX has a population of 15,848, a median household income of $46,536, and an unemployment rate of 6.7%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Gatesville averages 60.3°F in January and 95.1°F in July. Annual rainfall is 37.0 inches with about 0.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Gatesville, TX is covered by 5 ZIP codes: 76528, 76597, 76599, 76596, 76598.
The population of Gatesville, Texas is 15,848 with a median age of 39.4. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Gatesville: cost of living index 92 (100 = US average), median home $123,400, median household income $46,536, crime index 40 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Gatesville side by side with your current city to see the trade-offs.