Gallatin is a small town of 358 in Texas, with a median household income of $78,250
and a 7.1% unemployment rate.
Its cost of living index is 88 (US average = 100), which is
12% below the national average.
Strengths:
Gallatin stands out for an affordable cost of living, below-average home prices, short average commutes.
Trade-offs:
Potential downsides include an elevated unemployment rate. Whether Gallatin is right for you depends on your priorities — the full breakdown is below.
All Gallatin city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 88.4
Gallatin's overall cost of living index is 88.4,
where 100 represents the US national average.
Living in Gallatin costs roughly 12% less than the average American city.
Metric
Gallatin, TX
National Avg
Median Home Value
$130,400
$244,900
Median Monthly Rent
$569
$1,163
Homeownership Rate
73.3%
65.9%
Median Household Income
$78,250
$74,755
Crime & Safety
Safer than Average
Gallatin's violent crime rate is 340.0 per 100,000 residents
— 11% lower than the national average of ~380 per 100,000.
Violent Crime
340.0 /100k
Property Crime
1291.6 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Metric
Gallatin, TX
National Avg
School District
N/A
—
Elementary Schools
N/A
—
Middle Schools
N/A
—
High Schools
N/A
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
10.4%
35.4%
High School Diploma or Higher
79.2%
91.1%
Weather & Climate
Gallatin sees average highs of 55.6°F in January
and 90.7°F in July,
with 45.3 inches of annual precipitation
and 0.7 inches of snow per year.
Gallatin's cost of living index is 88, where 100 is the national average.
That makes Gallatin roughly 12% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $130,400 and median rent is $569/month.
Gallatin's violent crime rate is 340.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1291.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Gallatin, TX has a population of 358, a median household income of $78,250, and an unemployment rate of 7.1%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Gallatin averages 55.6°F in January and 90.7°F in July. Annual rainfall is 45.3 inches
with about 0.7 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Gallatin, TX is covered by 1 ZIP code: 75764.
The population of Gallatin, Texas is 358 with a median age of 32.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Gallatin: cost of living index 88 (100 = US average), median home $130,400, median household income $78,250, crime index 78 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Gallatin side by side with your current city to see the trade-offs.