Fairfield is a small town of 2,867 in Texas, with a median household income of $48,512
and a 3.6% unemployment rate.
Its cost of living index is 92 (US average = 100), which is
8% below the national average.
Strengths:
Fairfield stands out for an affordable cost of living, below-average home prices, lower-than-average crime, short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether Fairfield is right for you depends on your priorities — the full breakdown is below.
All Fairfield city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 91.8
Fairfield's overall cost of living index is 91.8,
where 100 represents the US national average.
Living in Fairfield costs roughly 8% less than the average American city.
Metric
Fairfield, TX
National Avg
Median Home Value
$124,600
$244,900
Median Monthly Rent
$900
$1,163
Homeownership Rate
46.7%
65.9%
Median Household Income
$48,512
$74,755
Crime & Safety
Safer than Average
Fairfield's violent crime rate is 365.0 per 100,000 residents
— 4% lower than the national average of ~380 per 100,000.
Violent Crime
365.0 /100k
Property Crime
1260.8 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Fairfield is served primarily by FAIRFIELD ISD.
The student-to-teacher ratio is 12.6:1
(better than the national average of ~16:1).
Metric
Fairfield, TX
National Avg
School District
FAIRFIELD ISD
—
Elementary Schools
2
—
Middle Schools
1
—
High Schools
1
—
Student/Teacher Ratio
12.6:1
16:1
Bachelor's Degree or Higher
15.8%
35.4%
High School Diploma or Higher
77.4%
91.1%
Weather & Climate
Fairfield sees average highs of 58.0°F in January
and 93.5°F in July,
with 43.5 inches of annual precipitation
and 0.2 inches of snow per year.
Fairfield's cost of living index is 92, where 100 is the national average.
That makes Fairfield roughly 8% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $124,600 and median rent is $900/month.
Fairfield's violent crime rate is 365.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1260.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Fairfield are operated by FAIRFIELD ISD.
The district has 2 elementary, 1 middle, and 1 high schools.
The student-to-teacher ratio is 12.6:1. 15.8% of adults 25+ hold a bachelor's degree or higher.
Fairfield, TX has a population of 2,867, a median household income of $48,512, and an unemployment rate of 3.6%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Fairfield averages 58.0°F in January and 93.5°F in July. Annual rainfall is 43.5 inches
with about 0.2 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Fairfield, TX is covered by 1 ZIP code: 75840.
The population of Fairfield, Texas is 2,867 with a median age of 33.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Fairfield: cost of living index 92 (100 = US average), median home $124,600, median household income $48,512, crime index 82 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Fairfield side by side with your current city to see the trade-offs.
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