Median Income
$58,930
household / year
Median Home Value
$142,900
owner-occupied
Median Rent
$1,058
gross / month
Cost of Living
92
national avg = 100

Is Denison, TX a Good Place to Live?

Denison is a small city of 24,872 in Texas, with a median household income of $58,930 and a 5.2% unemployment rate. Its cost of living index is 92 (US average = 100), which is 8% below the national average.

Strengths: Denison stands out for an affordable cost of living, below-average home prices, lower-than-average crime, short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Denison is right for you depends on your priorities — the full breakdown is below.

All Denison city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 91.8

Denison's overall cost of living index is 91.8, where 100 represents the US national average. Living in Denison costs roughly 8% less than the average American city.

Metric Denison, TX National Avg
Median Home Value $142,900 $244,900
Median Monthly Rent $1,058 $1,163
Homeownership Rate 60.6% 65.9%
Median Household Income $58,930 $74,755

Crime & Safety

Very Safe

Denison's violent crime rate is 174.2 per 100,000 residents — 54% lower than the national average of ~380 per 100,000.

Violent Crime
174.2 /100k
Property Crime
815.5 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Denison is served primarily by DENISON ISD. The student-to-teacher ratio is 13.7:1 (better than the national average of ~16:1).

Metric Denison, TX National Avg
School District DENISON ISD —
Elementary Schools 5 —
Middle Schools 2 —
High Schools 3 —
Student/Teacher Ratio 13.7:1 16:1
Bachelor's Degree or Higher 17.9% 35.4%
High School Diploma or Higher 90.2% 91.1%

Weather & Climate

Denison sees average highs of 52.6°F in January and 92.5°F in July, with 45.1 inches of annual precipitation and 1.9 inches of snow per year.

MetricDenison, TX
Average High — January52.6°F
Average High — July92.5°F
Annual Precipitation45.1"
Annual Snowfall1.9"

Demographics

MetricDenison, TXNational Avg
Population24,872—
Median Age40.138.9
Unemployment Rate5.2%3.7%
Avg Commute Time20.3 min26 min
White (non-Hispanic)81.0%59.3%
Black or African American7.1%13.6%
Hispanic or Latino5.4%18.9%
Asian0.7%6.3%
Under 1825.2%22.2%
65 and over19.0%16.8%

Nearby Cities

ZIP Codes in Denison

Denison, TX is covered by 2 ZIP codes:

Denison vs Other Cities

Frequently Asked Questions

Denison's cost of living index is 92, where 100 is the national average. That makes Denison roughly 8% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $142,900 and median rent is $1,058/month.
Denison's violent crime rate is 174.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 815.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Denison are operated by DENISON ISD. The district has 5 elementary, 2 middle, and 3 high schools. The student-to-teacher ratio is 13.7:1. 17.9% of adults 25+ hold a bachelor's degree or higher.
Denison, TX has a population of 24,872, a median household income of $58,930, and an unemployment rate of 5.2%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Denison averages 52.6°F in January and 92.5°F in July. Annual rainfall is 45.1 inches with about 1.9 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Denison, TX is covered by 2 ZIP codes: 75020, 75021.
The population of Denison, Texas is 24,872 with a median age of 40.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Denison: cost of living index 92 (100 = US average), median home $142,900, median household income $58,930, crime index 43 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Denison side by side with your current city to see the trade-offs.