Cross Plains is a small town of 1,143 in Texas, with a median household income of $48,516
and a 1.0% unemployment rate.
Its cost of living index is 90 (US average = 100), which is
10% below the national average.
Strengths:
Cross Plains stands out for an affordable cost of living, below-average home prices, solid school ratings (A-).
Trade-offs:
No major red flags stand out in the available data. Whether Cross Plains is right for you depends on your priorities — the full breakdown is below.
All Cross Plains city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 89.8
Cross Plains's overall cost of living index is 89.8,
where 100 represents the US national average.
Living in Cross Plains costs roughly 10% less than the average American city.
Metric
Cross Plains, TX
National Avg
Median Home Value
$101,700
$244,900
Median Monthly Rent
$531
$1,163
Homeownership Rate
59.0%
65.9%
Median Household Income
$48,516
$74,755
Crime & Safety
Very Safe
Cross Plains's violent crime rate is 100.4 per 100,000 residents
— 74% lower than the national average of ~380 per 100,000.
Violent Crime
100.4 /100k
Property Crime
545.1 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Cross Plains is served primarily by CROSS PLAINS ISD.
The student-to-teacher ratio is 8.9:1
(better than the national average of ~16:1).
Metric
Cross Plains, TX
National Avg
School District
CROSS PLAINS ISD
—
Elementary Schools
1
—
Middle Schools
N/A
—
High Schools
1
—
Student/Teacher Ratio
8.9:1
16:1
Bachelor's Degree or Higher
13.4%
35.4%
High School Diploma or Higher
95.6%
91.1%
Weather & Climate
Cross Plains sees average highs of 57.0°F in January
and 94.4°F in July,
with 29.8 inches of annual precipitation
and 1.3 inches of snow per year.
Cross Plains's cost of living index is 90, where 100 is the national average.
That makes Cross Plains roughly 10% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $101,700 and median rent is $531/month.
Cross Plains's violent crime rate is 100.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 545.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Cross Plains are operated by CROSS PLAINS ISD.
The district has 1 elementary, several middle, and 1 high schools.
The student-to-teacher ratio is 8.9:1. 13.4% of adults 25+ hold a bachelor's degree or higher.
Cross Plains, TX has a population of 1,143, a median household income of $48,516, and an unemployment rate of 1.0%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Cross Plains averages 57.0°F in January and 94.4°F in July. Annual rainfall is 29.8 inches
with about 1.3 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Cross Plains, TX is covered by 1 ZIP code: 76443.
The population of Cross Plains, Texas is 1,143 with a median age of 28.3. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Cross Plains: cost of living index 90 (100 = US average), median home $101,700, median household income $48,516, crime index 26 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Cross Plains side by side with your current city to see the trade-offs.
